Amex Prequalify Reliability

[dudeman27]

If I remember correctly CapitalOne wants your account open at least 3 months before requesting a CLI. Read that in their FAQ a few months ago.

[Anonymous]

Really, I see so many people getting them at 2 months. Lol

[freshprince32]

Do you know if Amex/ Capone checks the regular fico 08 score or the bankcard score version?

[dudeman27]

I would imagine the 08, but can't say for sure. I only see that type of information on denials and I haven't been denied by Capital One.

[Anonymous]

They pulled my fico8.

[Anonymous]

I was not pre qualified for any card,anyway i applied for the amex everyday card and was aproved instantly with an exp fico 630 and short history credit (10 months)

[OmarGB9]

^dang that's impressive lol. What's your income and util if you don't mind me asking?

[Anonymous]

my income is just 27K and my útil was over 50%. thanks amex for the chance

[Anonymous]

What was your starting limit?

[OmarGB9]

Wow. Haha. How many inquiries on EX?