Amex RSVP Codes....

[Anonymous]

Received an invitation and a RSVP code to apply for the blue cash preferred card ... does anyone know how this works? do I have a better chance if I got a code? or is this smoke and mirrors?

[jawbrkr]

If you have an RSVP code then there is most likely a set APR. The offer is legitimate. It's as good as a prequal. Nothing is guaranteed of course but your chances are pretty good assuming nothing on your profile has changed for the worse since the date they sent the mailer. I have gotten a lot of those offers from Amex for the Platinum and PRG cards.

[Anonymous]

Thank you very much for the reply.

[Anonymous]

Op did you apply?

[Anonymous]

I already have the Amex Everyday card had in for about 10 months and since about two weeks ago I have been receiving RSVP codes for like 3 of their cards. I most likely won't apply but I was just curious about the codes.

[MrDisco99]

Yeah I get the impression that once you're in with them they'll send you offers like crazy.  I got a BCE about 6 weeks ago and I've been getting offers for ED and PRG in the mail.  I'm gardening, though, and not really interested in the MR points thing, so I'm passing.

[Anonymous]

I'm in the same boat myself....gardening for at least 6 months.

[Anonymous]

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@MrDisco99 wrote:

Yeah I get the impression that once you're in with them they'll send you offers like crazy.  I got a BCE about 6 weeks ago and I've been getting offers for ED and PRG in the mail.  I'm gardening, though, and not really interested in the MR points thing, so I'm passing.

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You can stop that REAL quick, just open a business card and throw on a large balance for some 0% APR action. No more offers

[Anonymous]

Amex hates balances that's for sure lol

[Anonymous]

Ended up applying with the RSVP code and was approved for 3000k...small starting credit line because I have a lot of Inquiries on my EX report and a few new accounts kinda surprised I was approved in the first place I have an everyday card already and only was approved for that 9 months ago. But it worked now back to the Garden I go.