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Amex TE Approval - no EX score provided, normal?

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chally
Regular Contributor

Amex TE Approval - no EX score provided, normal?

Hello all, was approved 3-25-15 for a true Earnings card. Paperwork and card arrived a few days later. I expected to find my EX score within the approval paperwork, but there's nothing. Jan 2014 an approved BCE arrived with EX score. Amex CS says they don't provide scores, but clearly they did with the BCE. Any insight is appreciated, thanks.

Message 1 of 7
6 REPLIES 6
Aarvard
Established Contributor

Re: Amex TE Approval - no EX score provided, normal?

They will not provide Fico score if you get the best term for the card (APR).
03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 2 of 7
CreditCuriosity
Moderator Emeritus

Re: Amex TE Approval - no EX score provided, normal?


@Aarvard wrote:
They will not provide Fico score if you get the best term for the card (APR).

^ What he said.

Message 3 of 7
chally
Regular Contributor

Re: Amex TE Approval - no EX score provided, normal?

My experience - BCE was best APR, FICO provided.

True Earnings is 15.24% for all, fwiw.

Message 4 of 7
Aarvard
Established Contributor

Re: Amex TE Approval - no EX score provided, normal?


@chally wrote:

My experience - BCE was best APR, FICO provided.

True Earnings is 15.24% for all, fwiw.


This seems to be the same with Chase. CSP has only 1 tier of APR and I never got the score when they approved me.

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 5 of 7
chally
Regular Contributor

Re: Amex TE Approval - no EX score provided, normal?

Many thanks!

Message 6 of 7
uswala
Senior Contributor

Re: Amex TE Approval - no EX score provided, normal?

Congrats on the approval!

Message 7 of 7
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