Amex, What are my chances?

[Anonymous]

So I been itching to apply for Amex(I would like to apply in January for one) and not sure if I will be approved my Inq's are what worry me, here is what my Credit looks like:

Experian Fico:767

Revolving Credit to Debt: 1%(135/13000) Paid in full every month 5 days after statement cuts.

Negative information:none

Age of Accounts: oldest 11.6 years, Average account age about 5 years

Inquiries: 7 HP(Dates of each are as follows 11/13, 2/14, 4/14, 4/14, 4/14, 7/14, 9/14) A couple of those were for bank accounts/2 were from credit cards and last one for a mortage check(but not applying for one anytime soon)

Credit cards: I have 3 reporting current, and 3 closed current.

Do you think I will be approved?  Or too many recent inquiries, or should I wait a while(had a amex account in good standing about 10 years ago, hoping to get a few cards to backdate and get my age of accounts in better shape)

[b_diddy]

IMO, your chances are good.  Did you check the AMEX prequalify page?

[Anonymous]

I don't see any reason why you wouldn't be approved for one. What card interests you?

[Anonymous]

---

@Anonymous wrote:

So I been itching to apply for Amex(I would like to apply in January for one) and not sure if I will be approved my Inq's are what worry me, here is what my Credit looks like:

Experian Fico:767

Revolving Credit to Debt: 1%(135/13000) Paid in full every month 5 days after statement cuts.

Negative information:none

Age of Accounts: oldest 11.6 years, Average account age about 5 years

Inquiries: 7 HP(Dates of each are as follows 11/13, 2/14, 4/14, 4/14, 4/14, 7/14, 9/14) A couple of those were for bank accounts/2 were from credit cards and last one for a mortage check(but not applying for one anytime soon)

Credit cards: I have 3 reporting current, and 3 closed current.

Do you think I will be approved?  Or too many recent inquiries, or should I wait a while(had a amex account in good standing about 10 years ago, hoping to get a few cards to backdate and get my age of accounts in better shape)

---

I'll be very surprised if you're not approved unless you've burnt AMEX in the past.

Definitely press for a backdate if they don't automatically do it.

[Anonymous]

Ya I check the pre qual page every month(no luck), and no never burnt amex before I had a green card about 10 years ago always PIF.

[Anonymous]

I would like the Blue Cash Preffered Card, and maybe later on in the year the True earnings Costco Card.

[Anonymous]

---

@Anonymous wrote:

I would like the Blue Cash Preffered Card, and maybe later on in the year the True earnings Costco Card.

---

I would app both in January for maximum backdating.

[Anonymous]

If I get one in January(and get it backdated), wouldn't all my subsequent cards receive the same member since date no matter how long after I get them?

[Ron1]

You can get any Amex Cards.

Ron.

[Anonymous]

---

@Anonymous wrote:

If I get one in January(and get it backdated), wouldn't all my subsequent cards receive the same member since date no matter how long after I get them?

---

They should backdate to the year of your previous AMEX Green card and the month of origination of the current account.