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Amex, What are my chances?

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Anonymous
Not applicable
‎11-09-2014 10:33 AM
‎11-09-2014 10:33 AM

Re: Amex, What are my chances?

@Anonymous wrote:

Make sure you check the AMEX prequal site first and sign up for card offers if nothing shows for you. It might be worth waiting for a good offer; prequal bonuses are usually much bigger than than the public offerings, especially for the Premier Rewards Gold and Platinum charge cards.

I've done both.  No love on the pre qual site (maybe because my scores took a huge jump last week due to lien and charge off being removed) and I have received two emails from them this week that said 'offers' but I didn't think that they were prequalified offers.  Are they?

Message 21 of 31
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taxi818
Super Contributor
‎11-09-2014 10:55 AM
‎11-09-2014 10:55 AM

Re: Amex, What are my chances?

@Anonymous wrote:
@Anonymous wrote:

Make sure you check the AMEX prequal site first and sign up for card offers if nothing shows for you. It might be worth waiting for a good offer; prequal bonuses are usually much bigger than than the public offerings, especially for the Premier Rewards Gold and Platinum charge cards.

I've done both.  No love on the pre qual site (maybe because my scores took a huge jump last week due to lien and charge off being removed) and I have received two emails from them this week that said 'offers' but I didn't think that they were prequalified offers.  Are they?

You got dce.  I will say. No doubt. You will be Holden with any amex you choose. Even without super bonus. Still great cards. Pre qual or not. 

Message 22 of 31
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Anonymous
Not applicable
‎11-09-2014 12:05 PM
‎11-09-2014 12:05 PM

Re: Amex, What are my chances?

@Anonymous wrote:
@Anonymous wrote:

Make sure you check the AMEX prequal site first and sign up for card offers if nothing shows for you. It might be worth waiting for a good offer; prequal bonuses are usually much bigger than than the public offerings, especially for the Premier Rewards Gold and Platinum charge cards.

I've done both.  No love on the pre qual site (maybe because my scores took a huge jump last week due to lien and charge off being removed) and I have received two emails from them this week that said 'offers' but I didn't think that they were prequalified offers.  Are they?

 

Those emails are the same as the public offers, hold out a little longer. It took AMEX 3 weeks to notice a big jump in my score and start giving me offers on their prequal site.

 

Some of the prequal offers I've seen (I check for myself and three other people):

 

$250 cash back bonus for Blue Cash Everyday $0 AF (I want this) and same $250 cash bonus for Blue Cash Preferred

50k pts for AMEX Premier Rewards Gold

100k pts for AMEX Platinum

25k pts for AMEX Everyday Pref. with NO Amazon Prime 

 

Most other offers I've seen aren't worth it (AMEX Green card with AF waived first year, lol)

Message 23 of 31
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Anonymous
Not applicable
‎11-09-2014 12:05 PM
‎11-09-2014 12:05 PM

Re: Amex, What are my chances?

there good

Message 24 of 31
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Anonymous
Not applicable
‎11-09-2014 12:45 PM
‎11-09-2014 12:45 PM

Re: Amex, What are my chances?

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:

Make sure you check the AMEX prequal site first and sign up for card offers if nothing shows for you. It might be worth waiting for a good offer; prequal bonuses are usually much bigger than than the public offerings, especially for the Premier Rewards Gold and Platinum charge cards.

I've done both.  No love on the pre qual site (maybe because my scores took a huge jump last week due to lien and charge off being removed) and I have received two emails from them this week that said 'offers' but I didn't think that they were prequalified offers.  Are they?

 

Those emails are the same as the public offers, hold out a little longer. It took AMEX 3 weeks to notice a big jump in my score and start giving me offers on their prequal site.

 

Some of the prequal offers I've seen (I check for myself and three other people):

 

$250 cash back bonus for Blue Cash Everyday $0 AF (I want this) and same $250 cash bonus for Blue Cash Preferred

50k pts for AMEX Premier Rewards Gold

100k pts for AMEX Platinum

25k pts for AMEX Everyday Pref. with NO Amazon Prime 

 

Most other offers I've seen aren't worth it (AMEX Green card with AF waived first year, lol)

Good to hear.  I think I'll do that

Message 25 of 31
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Anonymous
Not applicable
‎11-09-2014 10:31 PM
‎11-09-2014 10:31 PM

Re: Amex, What are my chances?

@taxi818 wrote:
@Anonymous wrote:
@taxi818 wrote:
@Anonymous wrote:

Can someone explain to me, as I don't currently have an AE card, why waiting to January is advantageous in terms of backdating?

Ok. will make it quick and ez. 

I just got my first amex. October 2014. So my member date is 2014. Correct? 

So if I apply January any year. It will take my app month and combine it with my member since date. So example. If I apply for another amex January 2015. It will say card opened in January 2014. Making it a year old. 8 months older than my first card. 

If I apply say January 2016. It will make that card  on report. Opened jan 2014. My member date. Making it 2 years old. Even it's brand new. Making it older than my first card.  Good for my AA of A  and credit length. To boost scores. Hope this explains it.   Amex new cards gets older with time. All goid for your scores. 

Thank you very much.  Makes sense.  I was planning on applying now but I'll wait.  I did though have an AMEX gold back in late 80s into early 90s until I closed the account because of a divorce.  I hope when I get one now they'll be able to track that one down but not holding my breath.  Would be great for AAoA.

No need for you wait until then. 1980s will add 25 years to your report. Even card new. It will report as a 25 year old card. Your scores will shoot up. Add on. They will know asap. From you social.  You're golden. 

26 > 25.

Message 26 of 31
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Anonymous
Not applicable
‎11-10-2014 01:04 AM
‎11-10-2014 01:04 AM

Re: Amex, What are my chances?

@Anonymous wrote:
@Anonymous wrote:

Make sure you check the AMEX prequal site first and sign up for card offers if nothing shows for you. It might be worth waiting for a good offer; prequal bonuses are usually much bigger than than the public offerings, especially for the Premier Rewards Gold and Platinum charge cards.

I've done both.  No love on the pre qual site (maybe because my scores took a huge jump last week due to lien and charge off being removed) and I have received two emails from them this week that said 'offers' but I didn't think that they were prequalified offers.  Are they?

App for both the cards, I never did the prequal but I was new to credit and they gave me 2 cards.

Message 27 of 31
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Anonymous
Not applicable
‎01-02-2015 03:16 AM
‎01-02-2015 03:16 AM

Re: Amex, What are my chances?

So I signed up for offers and have been checking the pre qualify site but no luck. Applied today and was approved thanks everyone for support. Does anyone know how long to wait to apply for the charge card under the same hard pull
Message 28 of 31
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Anonymous
Not applicable
‎01-02-2015 05:47 AM
‎01-02-2015 05:47 AM

Re: Amex, What are my chances?

So after I got approved for my blue cash rewards, I applied for Amex green and got denied with saying in ten days I will get an explanation as to why.
Message 29 of 31
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CreditCuriosity
Moderator Emeritus
‎01-02-2015 06:15 AM
‎01-02-2015 06:15 AM

Re: Amex, What are my chances?

Got denied green as well, but able to get revolver.. Go figure...  

Message 30 of 31
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