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Amex applications

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taxi818
Super Contributor

Re: Amex applications

A few years ago started with 2k. I'm sure with in 6 months it was 20k 

Message 11 of 19
Godsdaughter
Member

Re: Amex applications

I got pre-qualified (and then approved) for CreditOne Amex through this pre-approval process. I hope for a better shot next time...

REBUILD TRADE LINES (as of April 2024)
|AU Discover it CC:- $25,700 [TU only]
|National Credit Direct:- $5000 (SL $500 Feb 2017) [EX only]
|Stellarfi:- $525 (SL $500 Jan 2024) [All 3 bureaus]
|Brigit Credit Builder Loan:- down to $500 (from $600 originated Dec 2023 ) [All 3 bureaus]
|Kikoff Credit Builder CC:- No CL reported [All 3 bureaus]
|CreditOne Amex:- SL $300 (April 2024) [All 3 bureaus]
|Extra Debit Card $300 (SL $100 Mar 2024) [EX and EQ only]

Total Exposure:- TU EX EQ
Total True Exposure:- TU EX EQ
Fico Scores:-

PHASE 2 GOAL CARDS

PHASE 3 GOAL CARDS


Message 12 of 19
Horseshoez
Senior Contributor

Re: Amex applications


@Godsdaughter wrote:

I got pre-qualified (and then approved) for CreditOne Amex through this pre-approval process. I hope for a better shot next time...


Please understand a CreditOne "AMEX" card is not an American Express card, it is a CreditOne card which happens to the AMEX payment network versus Visa or Mastercard.

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 13 of 19
Godsdaughter
Member

Re: Amex applications


@Horseshoez wrote:

@Godsdaughter wrote:

I got pre-qualified (and then approved) for CreditOne Amex through this pre-approval process. I hope for a better shot next time...


Please understand a CreditOne "AMEX" card is not an American Express card, it is a CreditOne card which happens to the AMEX payment network versus Visa or Mastercard.


I do....I do understand that (was simultaneously trying to achieve 5-posts so I can rank high enough to have a signature...😆) 

REBUILD TRADE LINES (as of April 2024)
|AU Discover it CC:- $25,700 [TU only]
|National Credit Direct:- $5000 (SL $500 Feb 2017) [EX only]
|Stellarfi:- $525 (SL $500 Jan 2024) [All 3 bureaus]
|Brigit Credit Builder Loan:- down to $500 (from $600 originated Dec 2023 ) [All 3 bureaus]
|Kikoff Credit Builder CC:- No CL reported [All 3 bureaus]
|CreditOne Amex:- SL $300 (April 2024) [All 3 bureaus]
|Extra Debit Card $300 (SL $100 Mar 2024) [EX and EQ only]

Total Exposure:- TU EX EQ
Total True Exposure:- TU EX EQ
Fico Scores:-

PHASE 2 GOAL CARDS

PHASE 3 GOAL CARDS


Message 14 of 19
Friendlyfranknbeans
Established Member

Re: Amex applications

Creditone basically gives cards away. 

Message 15 of 19
FicoMike0
Senior Contributor

Re: Amex applications

Do they pay a sub?  I'm into big subs.  Ohio class are big subs, aren't they?

Message 16 of 19
FicoMike0
Senior Contributor

Re: Amex applications

@Horseshoez  I was in Macy's the other day (it was raining outside). I noticed they have an amex card, is it real or Memorex?  Btw, it looked like a good place to open a store. Lots of merch, good parking, even nice looking staff, just needed customers.

Message 17 of 19
FicoMike0
Senior Contributor

Re: Amex applications

When I was at Ohio state, we used to have submarine races on the banks of the olentangy.

Message 18 of 19
Horseshoez
Senior Contributor

Re: Amex applications


@FicoMike0 wrote:

@Horseshoez  I was in Macy's the other day (it was raining outside). I noticed they have an amex card, is it real or Memorex?  Btw, it looked like a good place to open a store. Lots of merch, good parking, even nice looking staff, just needed customers.


Memorex.  The way to determine if a card with the AMEX logo is real is to look at American Express's web site, if it ain't there, it ain't real.

 

Personally I'm more of a fan of the LA class of subs.  Smiley Happy

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 19 of 19
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