cancel
Showing results for 
Search instead for 
Did you mean: 

Amex asking for access to bank acct / 4406t

tag
Anonymous
Not applicable

Amex asking for access to bank acct / 4406t

I was trigger happy and decided to apply for Amex delta. Mistyped my ssn and got a “we need access to your bank account to review your finances” or something along those lines. I had the option to “verify now” or “verify later”. I chose later. Then I’m the next screen it asked for income verification and to upload tax form. Then I got an email from EX that they had blocked an inquiry (forgot freeze was on). I decided that it was too much of a hassle and that the Delta card wasn’t worth it at this time. Odd that even with a SSN mistype I was still able to get an alert.
Can I just ignore this now and will it effect me applying for other Amex cards in the future?
I’m already Amex card holder.
Message 1 of 7
6 REPLIES 6
MrDisco99
Valued Contributor

Re: Amex asking for access to bank acct / 4406t

You'll at least need to unfreeze EX if you want to apply for Amex in the future.

Message 2 of 7
CreditCuriosity
Moderator Emeritus

Re: Amex asking for access to bank acct / 4406t

Yes you can ignore it for now but they will require Experian  only in the future and there is a good chance they will want the same stuff they asked for this time being your Tax transcripts if you apply in the future as well as something got them curious and they have internal records of previous applicants, etc.  So chances are if you apply for any card in the future they will request this again

Message 3 of 7
Anonymous
Not applicable

Re: Amex asking for access to bank acct / 4406t

is that normal for american express to ask for that when opening an account?

Message 4 of 7
Peteyglad
Established Contributor

Re: Amex asking for access to bank acct / 4406t


@Anonymous wrote:

is that normal for american express to ask for that when opening an account?


No, not normal, but it does happen.

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Amex EDP 52k | Citi Thank You Premier 56K | Bank of America BBR 57.9k
Message 5 of 7
Anonymous
Not applicable

Re: Amex asking for access to bank acct / 4406t

I had this problem a couple years ago when doing my app for the PRG. I just started over on the application with the correct ssn and unlocked Experian, approved instantly. Got a letter in the mail for the failed application a week later. You might just want to try starting over with the correct info. 

Message 6 of 7
Anonymous
Not applicable

Re: Amex asking for access to bank acct / 4406t

You must have put a large income on your app. Did you? Or was that a “typo” too? Don’t you have to verify your social twice on the app?
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.