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Amex credit card

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Established Member

Amex credit card

Has anybody used CK approval odds to apply for American express gold card.... its telling me I have "excellent" approval odds....any info is greatly appreciated.
Message 1 of 16
15 REPLIES 15
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Valued Contributor

Re: Amex credit card

You may well have excellent chance with Amex depending on your profile but CK approving odds are closely associated with their advertisers and money they make pointing applicants in that direction, they are no pre-approvals. I would check Amex prequal site instead.
Message 2 of 16
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Established Member

Re: Amex credit card

Good idea, but I'm concerned about the HP...any idea if they run a HP
Message 3 of 16
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Community Leader
Super Contributor

Re: Amex credit card

Pre-qualifying is a soft pull







Message 4 of 16
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Community Leader
Mega Contributor

Re: Amex credit card

Sorry Brian, not all prequals are sp. There are members who have gotten prequalified and still hit with a hp. Profiles help determine whether one gets a sp or hp and i would always caution when soliciting credit to expect hp and be happy when its spSmiley Wink
Message 5 of 16
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Established Member

Re: Amex credit card

Thanks...
Message 6 of 16
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Valued Contributor

Re: Amex credit card


@AverageJoesCredit wrote:
Sorry Brian, not all prequals are sp. There are members who have gotten prequalified and still hit with a hp. Profiles help determine whether one gets a sp or hp and i would always caution when soliciting credit to expect hp and be happy when its spSmiley Wink
Pretty sure Brian meant SP for using prequal site, not applying after being prequaled. The Amex prequal site, as well as most if not all prequal sites, are SP only.
Message 7 of 16
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Established Member

Re: Amex credit card

Now I'm confused....🤔
Message 8 of 16
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Moderator

Re: Amex credit card

Do you have any existing amex cards?
Message 9 of 16
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Established Member

Re: Amex credit card

No
Message 10 of 16
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