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Amex double pull

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FicoMike0
Valued Contributor

Amex double pull

I was looking at my hard pull history and noticed that amex did a double pull on me last year when I apped for bce. I'm pretty sure I was preapproved, too. They pulled experian and transunion. Is this typical of just me?

Message 1 of 11
10 REPLIES 10
JoeRockhead
Senior Contributor

Re: Amex double pull

Very common for Amex to double pull. 

Message 2 of 11
Zoostation1
Valued Contributor

Re: Amex double pull

My understanding is that double pulls (EX and TU) are the norm for new customers (those with past history may get a single EX), and on subsequent cards you may end up with just a soft pull approval.  I was an EX and TU pull for my BCP.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
May 2025 FICO 8:
May 2025 FICO 9:
Message 3 of 11
FicoMike0
Valued Contributor

Re: Amex double pull

Any others known for multi pulls, beside capone?

Message 4 of 11
bytechma
Regular Contributor

Re: Amex double pull

I was double pulled for the Amex Optima card

Personal Cards
C1 Savor One $2.7k | Discover IT $200 (Graduated) | Amex Optima $500 | C1 Venture X $31.0k (AU) | C1 Venture One $600 | U.S. Bank Altitude Go $10.0k | Chase Sapphire Reserve $10.0k (AU)

Secured Cards
U.S. Bank Cash+ Secured $1.0k | Truist Enjoy Cash Secured $1.0k

Credit Builder Cards
Chime Credit Builder | cred.ai $1.5K (stated limited)

BOA Cards with Platinum Honors (75% boost)
Travel Rewards $18.0k (AU) | Bank Americard $2.1k (AU) | Customized Cash Rewards $5.0k (AU) | Premium Rewards $18.0k (AU) | Elite $18.3k (AU)

Business Cards
Amex Blue Business Plus $12.8k (AU)
Message 5 of 11
SouthJamaica
Mega Contributor

Re: Amex double pull


@FicoMike0 wrote:

Any others known for multi pulls, beside capone?


Chase sometimes double pulls.

 

For me it's always been a single pull, though.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 682




Message 6 of 11
NoHardLimits
Established Contributor

Re: Amex double pull

Chase and Citi both double pull for me (EX & EQ) in Florida.

May 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 12 yrs | AoORA: 37 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 1/12, 2/24 | Util: 1% | DTI: 1%
Message 7 of 11
keekers
Valued Contributor

Re: Amex double pull

I got double pulled for both of my Chase cards in TX.



Message 8 of 11
NoMoreDebt
Senior Contributor

Re: Amex double pull

 was double pulled for my first 2 Amex cards. havent been pulled at all for all the other Amex cards since

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 9 of 11
Dilbert934
Regular Contributor

Re: Amex double pull


@Zoostation1 wrote:

My understanding is that double pulls (EX and TU) are the norm for new customers (those with past history may get a single EX), and on subsequent cards you may end up with just a soft pull approval.  


 I was approved for the Delta SkyMiles Reserve card while my credit was frozen. Only thing I saw was a soft pull. I wasn't even aware it was frozen until I checked for who they pulled from and then remembered I had Frozen it a few months ago.

Amex Skymiles ReserveAmex Skymiles PlatinumAmex Blue Cash PreferredAmex GoldAmex EverydayBank Of America Preferred RewardsChase FreedomChase Freedom UnlimitedDiscover Cash BackBP VisaLowesBest BuyTarget Red CardCapital One SavorHome DepotUS Bank Altitude ConnectSynchrony Car CareChevron (Since High School)PayPal Credit
Message 10 of 11
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