cancel
Showing results for 
Search instead for 
Did you mean: 

Amex has a long memory!

tag
ojefferyo
Valued Contributor

Re: Amex has a long memory!

damn that's a long time, most of my lifetime

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 11 of 28
willwar14
Valued Contributor

Re: Amex has a long memory!

30 years O_O...!!!!!!!

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 12 of 28
ojefferyo
Valued Contributor

Re: Amex has a long memory!


@Anonymous wrote:

I apped for a SPG Amex and was declined. The reason given was because they canceled my previous accounts. FYI, that was 22 years ago in a BK. So, for anyone who has wondered, I have found the truth. They have a very long memory. Oh well, I think that's one I can cross off my list for about a hundred years. I also had a primary go bad while I was the AU in 2008. I feel like a broken toy with missing parts. Smiley Sad


I just notice that you file for BK 22 years ago and your signature also says BK discharge 5/11 meaning 2011?

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 13 of 28
willwar14
Valued Contributor

Re: Amex has a long memory!

Im willing to bet thats the OP's second BK.

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 14 of 28
Anonymous
Not applicable

Re: Amex has a long memory!


@willwar14 wrote:

Im willing to bet thats the OP's second BK.


Correct....and not something I am proud of. The first one was caused by enormous medical bills and a disability for a few years. Life happens.

Message 15 of 28
Anonymous
Not applicable

Re: Amex has a long memory!

It probably won't take 100 years. I got back in with them after 33 years.

Message 16 of 28
morgacj2004
Valued Contributor

Re: Amex has a long memory!

gdale6 said:   checked with them every few years till it rolled past 30 and by that time I was a member of multi credit forums and realized I ddnt need them and that they no longer stand for what they were in the 1980s."

 

 

Could not agree more!!!  I used to have a Gold and Plat card that I always kept in good standing with big spend. I closed the accts after they continued to lower my CL. In my opinion their charge cards are way overblown. I still feel that the Delta card is a decent product but only if Delta is your airline of choice!



AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 17 of 28
FinStar
Moderator Emeritus

Re: Amex has a long memory!


@Anonymous wrote:

It probably won't take 100 years. I got back in with them after 33 years.


See OP, there's hope!  Or, like pizza1 mentioned upthread, maybe try in 2017?  Now, given you gave them a double whammy with 2 BKs, it's doubtful they'll let you back in at all.  I would go with other lenders OP, plus gdale6 brings up a good point in terms of what they were once regarded as.

Message 18 of 28
ojefferyo
Valued Contributor

Re: Amex has a long memory!


@Anonymous wrote:

@willwar14 wrote:

Im willing to bet thats the OP's second BK.


Correct....and not something I am proud of. The first one was caused by enormous medical bills and a disability for a few years. Life happens.


Sorry to hear bud.

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 19 of 28
taxi818
Super Contributor

Re: Amex has a long memory!


@Anonymous wrote:

@willwar14 wrote:
Did you burn them in the BK?

Yes, 22 years ago.


'

thats almost as bad as when i burned PenFed. it was exactly 30 years ago. 1985. Wow. how time flies. And yet they still remember Smiley Embarassed

Message 20 of 28
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.