cancel
Showing results for 
Search instead for 
Did you mean: 

Amex offer question

tag
SDMarik
Established Contributor

Amex offer question

Posting a quick question for a buddy,

 

I have a freind who saw an offer he was good with for an Amex Plat. He called and they said he was inelgible because he has had a Platinum before in the past and recvied a bonus for it. Thing is, he has never had one and has also never had one opened in his name.

 

Anyone run into this before?



"When prosperity comes, do not use all of it"
Message 1 of 5
4 REPLIES 4
TMDSCT
Regular Contributor

Re: Amex offer question


@SDMarik wrote:

Posting a quick question for a buddy,

 

I have a freind who saw an offer he was good with for an Amex Plat. He called and they said he was inelgible because he has had a Platinum before in the past and recvied a bonus for it. Thing is, he has never had one and has also never had one opened in his name.

 

Anyone run into this before?


If he was a AU on that card it might count.  I had a personal AMEX which was closed for years and when I opened a business card the member since date was from when I 1st opened the personal card, so maybe that could be a possible scenario

Message 2 of 5
SDMarik
Established Contributor

Re: Amex offer question

Interesting, I just checked with him. He definately has not been an AU before on anyones Amex. 



"When prosperity comes, do not use all of it"
Message 3 of 5
JoeRockhead
Community Leader
Super Contributor

Re: Amex offer question

Being your friend says he's never had the card, and never been an AU on one, and ruling out other reasons for denial of the bonus such as pop up jail for suspected churning, etc... Since they specifically said he's ineligible because he's already gotten the bonus, has he asked them when he allegedly received the bonus? Does he have other Amex cards? If so when did he get them.

Message 4 of 5
TRC_WA
Senior Contributor

Re: Amex offer question


@SDMarik wrote:

 

 

I have a freind who saw an offer he was good with for an Amex Plat. He called and they said he was inelgible because he has had a Platinum before in the past and recvied a bonus for it. Thing is, he has never had one and has also never had one opened in his name.

 


@SDMarik 

 

Strange... because I opened a Delta Gold in 2016 and got the bonus miles... and then closed it in 2017 and opened another in 2022 and got the bonus miles again.

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.