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Amex pre-approvals which one is best ?

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MeN5
Regular Contributor

Amex pre-approvals which one is best ?

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The blue had solid apr 23.99 the rest was variable. Does high apr equal low limit? 

Message 1 of 16
15 REPLIES 15
ChemE_Bear
Regular Contributor

Re: Amex pre-approvals which one is best ?

I don't think so, I had the same APR for a $13,400 SL for the BCP.

Fico8 1/20:
Fico8 02/22:
Fico8 9/23:
AU:
Message 2 of 16
ccquest
Established Contributor

Re: Amex pre-approvals which one is best ?

Best offer in there or best card?

If best card, depends on if you want points or cash back and if you want cash back, what you want it on? BCE is 3% on groceries, 2% gas, and 1% everything else. If you have gas and grocery categories covered by another card better already, get the Cash Magnet for 1.5% back on everything instead.
as of 1/1/23
Current Cards:
Message 3 of 16
M_Smart007
Legendary Contributor

Re: Amex pre-approvals which one is best ?

Pick the one that best fits your spending habits.

Message 4 of 16
Stralem
Established Contributor

Re: Amex pre-approvals which one is best ?

OP, what's your end goal? What are you looking for in a card?

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 5 of 16
AllZero
Mega Contributor

Re: Amex pre-approvals which one is best ?


@M_Smart007 wrote:

Pick the one that best fits your spending habits.


+3

Message 6 of 16
MeN5
Regular Contributor

Re: Amex pre-approvals which one is best ?

@ChemE_Bear any derogs? Credit score? What is the blue card it has no welcome offer but says new launch at 23.99 apr

Message 7 of 16
MeN5
Regular Contributor

Re: Amex pre-approvals which one is best ?

@ChemE_Bear  what is bcp

Message 8 of 16
MeN5
Regular Contributor

Re: Amex pre-approvals which one is best ?

@Stralem my end goal is to have a card with nice limit that I wouldn't mind growing old with lol

Message 9 of 16
M_Smart007
Legendary Contributor

Re: Amex pre-approvals which one is best ?

Message 10 of 16
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