Amex pre-qualified - my chances of approval?

[Anonymous]

UPDATE:

Got approved. Went with BCE with $2,000 SL.

How reliable is Amex site? I got this after I filled in my info

Stats:

FICO = 661 (EQ), FAKO = 743 (TU)

1 judgement (6 years old), 3 collections (6 years old), 3% utilization, 6 years on time payments, 9 yr aoaa, 4 inquiries.

[ddemari]

Looks legit. Amex pulls EX.

[Anonymous]

Did you app yet?

(Note: The above is neither a recommendation nor a solicitation of an application of the credit card being discussed herein. An application should only be made after thoroughly reviewing the material, both benefits and terms of service, provided by the credit card issuing entity. You should read the provided material carefully in order to understand fully all of the implications and risks of the offering of the credit card to which it relates. The achievement of any or all goals is not guaranteed. There is no assurance that the value or benefits of the credit card will be sufficient to justify the application for same. It is just a question.)

[Anonymous]

You can go a head and try your luck.

[Anonymous]

My preapprovals were solid when I tried. I had a 663 Experian.

[Anonymous]

Try 1 or 2 of them out.  Please let us know what they said.  

[Anonymous]

I tried the prequal this evening and the first two cards (Everyday and BCE) only came up for me; I applied for the BCE and was approved with a $1K SL. Not quite sure who they pulled yet (Southern California) but from what I've read if it is Experian my score according to MyFico was only 638 if you can believe that; a miracle in itself!

[Anonymous]

---

@Anonymous wrote:

I tried the prequal this evening and the first two cards (Everyday and BCE) only came up for me; I applied for the BCE and was approved with a $1K SL. Not quite sure who they pulled yet (Southern California) but from what I've read if it is Experian my score according to MyFico was only 638 if you can believe that; a miracle in itself!

---

Yeah AMEX has been approving lower scores since the loss of COSTCO.  I still cant get in with AMEX so be happy you made the cut.

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:

I tried the prequal this evening and the first two cards (Everyday and BCE) only came up for me; I applied for the BCE and was approved with a $1K SL. Not quite sure who they pulled yet (Southern California) but from what I've read if it is Experian my score according to MyFico was only 638 if you can believe that; a miracle in itself!

---

Yeah AMEX has been approving lower scores since the loss of COSTCO.  I still cant get in with AMEX so be happy you made the cut.

---

Yes definitely stoked about it; I"m sure you will get in soon you definitely have a better profile than mine!

[SouthJamaica]

---

@Anonymous wrote:

How reliable is Amex site? I got this after I filled in my info

Stats:

FICO = 661 (EQ), FAKO = 743 (TU)

1 judgement (6 years old), 3 collections (6 years old), 3% utilization, 6 years on time payments, 9 yr aoaa, 4 inquiries.

---

1. Amex prequalifications are relatively solid.

2. If your scores haven't dropped during the past couple of weeks, you're probably going to be accepted.