Amex preapproval

[micvite]

So, finally out of the doghouse with Amex, I'm pre-approved for every card on their website, I want to apply for the platinum, which is one of two cards I can't check preapproval for since I have an upgrade offer for 25k Mr points from my gold card which I obviously don't want to do. Is it a safe bet to assume I'm most likely preapproved for that one as well since the Hilton aspire, Marriott, delta reserve and every other card says I'm pre-approved? Or is there a way to check the platinum as well before I app?

Thanks!

[Anonymous]

Hi the pre-approved message thing does not always work. However, if I am you I would apply for a regular revolver card first than the Platinum card. I would be a priority on regular revolver card.

[micvite]

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@Anonymous wrote:

Hi the pre-approved message thing does not always work. However, if I am you I would apply for a regular revolver card first than the Platinum card. I would be a priority on regular revolver card.

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I already have a revolver from them, and the only card that would interest me right now would be the platinum for lounge access, tsa precheck credit, and 5x on airfare... 

[Anonymous]

You can apply them if you wanted to and they wouldn't be any hp. However, if you know you could get a better scores or profile in the coming days you can wait until Amex update your new data on their database.

[OmarGB9]

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@Anonymous wrote:

You can apply them if you wanted to and they wouldn't be any hp. However, if you know you could get a better scores or profile in the coming days you can wait until Amex update your new data on their database.

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That's not guaranteed. It's *usually* only a SP, but there are documented instances on here of members taking an HP for a new account even if they're existing cardholders.

[ScorpioRising]

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@micvite wrote:

So, finally out of the doghouse with Amex, I'm pre-approved for every card on their website, I want to apply for the platinum, which is one of two cards I can't check preapproval for since I have an upgrade offer for 25k Mr points from my gold card which I obviously don't want to do. Is it a safe bet to assume I'm most likely preapproved for that one as well since the Hilton aspire, Marriott, delta reserve and every other card says I'm pre-approved? Or is there a way to check the platinum as well before I app?

Thanks!

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If you want the Platinum, go ahead and apply for it. It most likely will be a soft pull anyway, so you have nothing to lose. Good luck!

[Anonymous]

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@OmarGB9 wrote:

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@Anonymous wrote:

You can apply them if you wanted to and they wouldn't be any hp. However, if you know you could get a better scores or profile in the coming days you can wait until Amex update your new data on their database.

---

That's not guaranteed. It's *usually* only a SP, but there are documented instances on here of members taking an HP for a new account even if they're existing cardholders.

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Wow. That's new to me regarding Amex applying hp even for existing member. I didn't know. I guess it is usually SP but hp is still possibility. Good to know. Thanks.!

[OmarGB9]

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@Anonymous wrote:

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@OmarGB9 wrote:

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@Anonymous wrote:

You can apply them if you wanted to and they wouldn't be any hp. However, if you know you could get a better scores or profile in the coming days you can wait until Amex update your new data on their database.

---

That's not guaranteed. It's *usually* only a SP, but there are documented instances on here of members taking an HP for a new account even if they're existing cardholders.

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Wow. That's new to me regarding Amex applying hp even for existing member. I didn't know. I guess it is usually SP but hp is still possibility. Good to know. Thanks.!

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Yup, just ask @Brian_Earl_Spilner, @Anonymous, and I believe @coldfusion.

[Brian_Earl_Spilner]

I took a hard pull on a denial once. Everything else was SP. I was an existing member.

[coldfusion]

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@OmarGB9 wrote:

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@Anonymous wrote:

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@OmarGB9 wrote:

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@Anonymous wrote:

You can apply them if you wanted to and they wouldn't be any hp. However, if you know you could get a better scores or profile in the coming days you can wait until Amex update your new data on their database.

---

That's not guaranteed. It's *usually* only a SP, but there are documented instances on here of members taking an HP for a new account even if they're existing cardholders.

---

Wow. That's new to me regarding Amex applying hp even for existing member. I didn't know. I guess it is usually SP but hp is still possibility. Good to know. Thanks.!

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Yup, just ask @Brian_Earl_Spilner, @Anonymous, and I believe @coldfusion.

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Yep, they've HP'd me 3 times.  All were with a clean and stable file, all led to approvals.