@OmarGB9 wrote:
@Anonymous wrote:
@OmarGB9 wrote:
@Anonymous wrote:You can apply them if you wanted to and they wouldn't be any hp. However, if you know you could get a better scores or profile in the coming days you can wait until Amex update your new data on their database.
That's not guaranteed. It's *usually* only a SP, but there are documented instances on here of members taking an HP for a new account even if they're existing cardholders.
Wow. That's new to me regarding Amex applying hp even for existing member. I didn't know. I guess it is usually SP but hp is still possibility. Good to know. Thanks.!
Yup, just ask @Brian_Earl_Spilner, @Anonymous, and I believe @coldfusion.
Thank you all for the info. I will keep that in mind and be careful not to apply anything just because. There is always something new I learned at myfico.com . 
@Anonymous wrote:
@OmarGB9 wrote:
@Anonymous wrote:
@OmarGB9 wrote:
@Anonymous wrote:You can apply them if you wanted to and they wouldn't be any hp. However, if you know you could get a better scores or profile in the coming days you can wait until Amex update your new data on their database.
That's not guaranteed. It's *usually* only a SP, but there are documented instances on here of members taking an HP for a new account even if they're existing cardholders.
Wow. That's new to me regarding Amex applying hp even for existing member. I didn't know. I guess it is usually SP but hp is still possibility. Good to know. Thanks.!
Yup, just ask @Brian_Earl_Spilner, @Anonymous, and I believe @coldfusion.
Thank you all for the info. I will keep that in mind and be careful not to apply anything just because. There is always something new I learned at myfico.com .
Just to update before I start an approval thread, got approved with a soft pull.