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Amex prequal with single APR -- Solid?

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Anonymous
Not applicable

Amex prequal with single APR -- Solid?

I just moseyed on over to the Amex prequal page and got the BCE to show up with 17.74%.

 

Solid or no? I'm scared to close the window haha

 

Thanks!

Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Amex prequal with single APR -- Solid?

Considering my spending and intent to garden I decided against the card, even if I thought I was practically guaranteed approval.

 

Thanks all!

Message 2 of 13
AverageJoesCredit
Legendary Contributor

Re: Amex prequal with single APR -- Solid?

You are becoming wise beyond your yearsSmiley Happy
Message 3 of 13
Anonymous
Not applicable

Re: Amex prequal with single APR -- Solid?


@AverageJoesCredit wrote:
You are becoming wise beyond your yearsSmiley Happy

Thank you AJC Smiley Happy

Message 4 of 13
elim
Senior Contributor

Re: Amex prequal with single APR -- Solid?

 

Amex was a solid offer when I could prequal.

 

Congrats on the quick decision to close that window. Never easy to garden, lol.

Message 5 of 13
Anonymous
Not applicable

Re: Amex prequal with single APR -- Solid?

Definitely a solid offer! But good thought on closing the window and continuing in the garden Smiley Happy

Message 6 of 13
kidink1911
Established Contributor

Re: Amex prequal with single APR -- Solid?

A solid indeed, especially with the APR attached!

 

Now to decide to garden or to app, that is the question!!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 7 of 13
tcbofade
Super Contributor

Re: Amex prequal with single APR -- Solid?


@Anonymous wrote:

I just moseyed on over to the Amex prequal page and got the BCE to show up with 17.74%.

 

Solid or no? I'm scared to close the window haha

 

Thanks!


Get thee back to the garden, grasshopper...  Smiley Happy

Fico 8 7/01/25: EX 800, EQ 805, TU 792.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 8 of 13
Anonymous
Not applicable

Re: Amex prequal with single APR -- Solid?

Solid self control I would not have, I'd say good choice probably

Message 9 of 13
Gidgetmom
Frequent Contributor

Re: Amex prequal with single APR -- Solid?

Good job staying in the garden!  I did not have the same control. Smiley Happy

Message 10 of 13
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