I started getting prequalified offers a week after the 5yr post filing date. I always see around the forums that people say there is a high chance of getting approved after 5yrs and 1 month. Should i wait the extra week or bite the bullet now. Thanks for any input
No, i never had an Amex card. As for the other question, i did check the prequal site and 3 cards came up as prequalified with a credit limit of up to $12k. The only thing i didnt like was that the apr was a range instead of set.
