Amex 🙄🙄🙄🙄

[Anonymous]

So I just went on Amex website and requested a 3 x cli on my Amex blue and was denied but then platinum is there and I click on it and it says pre approved, just weird I can’t get a 3 x on my other card but pre approved for the platinum, seems that’s a harder card to get, by the way I’ve yet to get a cli on any of my two cards with Amex and I’m rolling on being with them for 7 mos now and have kept my cards at 0 balance or 1% with pay in full, I have ran $2000 through each card monthly but kept my balance low when it reports, will wait and see what the letter says for denial, scores are 664 Equifax, 680 transunion and 684 Experian, uti is at 6% right now, no other baddies, or lates, I do have a short and thin file, my oldest account is right at 4 years, so just probably need to build a solid relationship with Amex

[AllZero]

Congratulations on your offer!

[Anonymous]

60,000 MR points with $5000 spend in 3 mos, apr is set at 17.94%

[UH_HUH]

Congratulations!!!!!

[Traveler101]

Congrats!

[Anonymous]

Congrats on the Amex Platinum. Maybe you will get a CLI after your EX score crosses 700. That seems to be a common DP. I barely got in with Amex with the Delta Gold ($1K SL) when my EX score was below 700 due to high utilization on my 1 card I had at the time. But then 3 mths later, when my scores were in the 720s, I was preapproved for all of the core revolver and branded cards. Except the charge cards (so weird since the charge cards are generally easier to get I have heard). 6 mths in with Amex, I got a 3x CLI at 61 days on the 3rd card I got with them (I have Delta, BCP and Everyday).Maybe if you address whatever is keeping your scores below 700, then you might start getting some CLI luv from AMEX. Good luck!

[Anonymous]

CONGRATS!

[Anonymous]

My uti WAS what is keeping the scores down, I was keeping them at 30 and 40 % uti but I’ve read so much on here about the threshold and so I’ve dropped them to 6% in about a month, that’s aggregate uti not individual and now I’m getting like 10 and 12 points each time one reports the zero balances, I’m doing the AZEO method as we speak, I have all zeros except 1 card showing a balance which has uti at 6% and I’m keeping it there for the rest of the year, will not take the platinum as I have no use for it nor do I want to pay $550 to Amex to flash their platinum card around, lol

[nuohlac]

Congratulations on your approval!!!

[Anonymous]

I anticipate when all reporting is done by feb 1st that my score will settle around the 700 mark or atleast I’m hoping and I will plant seeds and water til January 2021