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Andrews FCU triple pull

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SouthJamaica
Mega Contributor

Andrews FCU triple pull

I've  heard of Capital One triple pulling, and Chase double pulling.

 

But I never heard of a credit union pulling all 3 bureaus on a credit card application.

 

But that's what Andrews Federal Credit Union just did to me when I applied for a credit card.

 

 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 1 of 49
48 REPLIES 48
cashorcharge
Community Leader
Super Contributor

Re: Andrews FCU triple pull

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Message 2 of 49
Anonymous
Not applicable

Re: Andrews FCU triple pull

@SouthJamaica I'm sorry to hear that you got tripple pulled! Ugh, I remain cautious of Cap One due to the whole tripple pulls thing. 

 

Did you also get an approval? Did they pull all three on the same date?

Message 3 of 49
SouthJamaica
Mega Contributor

Re: Andrews FCU triple pull


@Anonymous wrote:

@SouthJamaica I'm sorry to hear that you got tripple pulled! Ugh, I remain cautious of Cap One due to the whole tripple pulls thing. 

 

Did you also get an approval? Did they pull all three on the same date?


1. I haven't heard one way or the other. If I don't get the card I'm going to be really mad, instead of just mildly peeved Smiley Happy

 

2. I don't really know exactly when the pulls came in, but they seemed to be spread over 2 days.

 

 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 4 of 49
FinStar
Moderator Emeritus

Re: Andrews FCU triple pull

Ouchies, but did this end up pending or ...?


I know there was an obscure CU someone had mentioned a while back that did a triple-whipple, but I can't recall at the moment.  Rare for sure, but not unheard of.

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Message 5 of 49
Anonymous
Not applicable

Re: Andrews FCU triple pull

You BETTER get approved after all those pulls.

Message 6 of 49
Slabenstein
Valued Contributor

Re: Andrews FCU triple pull


@Anonymous wrote:

You BETTER get approved after all those pulls.


Approval + 2 CLI's!


Message 7 of 49
CreditMagic7
Mega Contributor

Re: Andrews FCU triple pull

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Message 8 of 49
Wavester64
Valued Contributor

Re: Andrews FCU triple pull


@SouthJamaica wrote:

I've  heard of Capital One triple pulling, and Chase double pulling.

 

But I never heard of a credit union pulling all 3 bureaus on a credit card application.

 

But that's what Andrews Federal Credit Union just did to me when I applied for a credit card.

 

 


Ouch! Smiley Mad

 

I know with me for an Auto Financing Loan it was a single pull, then again, different product.

 

This will make me think twice if they ever send me a mailer for thier Titanium Card for sure.






Potential Future Cards
Message 9 of 49
Kasuito39
Frequent Contributor

Re: Andrews FCU triple pull

@SouthJamaica,  please note your not alone! 

 

Well, they triple pulled me for the PLOC and denied it. 

I thought I could use the same pulls and applied for the Platinum Rewards but they re- pulled Experian and Equifax and denied it. 

 

I sent them a recon letter and they approved me for the Platinum Rewards. 

 

Total hard pulls = 5.

 

I'll be keeping this one for a lifetime. 

Message 10 of 49
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