Andrews FCU

[SouthJamaica]

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@CreditCuriosity wrote:

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@SouthJamaica wrote:

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@cashorcharge wrote:

Admittedly, I decided to start with them by applying for membership this week. Intrigued by the approvals. My membership app went pending as they replied and asked for my TU to be unfrozen. Odd because during the application process I answered a bunch of those "verify you" questions that clearly came from somewhere even though the 3B's are frozen.  When I called they confirmed it would be a SP for membership. I'm waiting for their next message/update. 

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I inquired, and they responded that it would be a TU soft pull.

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More worried about Chex heard it was either an Exp or TU sp as well for membership, but rest assured a chex pull

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My membership was approved quickly (Applied last night, approved this morning). I have lots of Chex inquiries so apparently that's not an issue with them if they do check Chex.

[cashorcharge]

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@CreditCuriosity wrote:

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More worried about Chex heard it was either an Exp or TU sp as well for membership, but rest assured a chex pull

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Thanks.  That explains the "verify you" questions I got during the approval procecss...likely from Chex which is fine.  As of this morning, my application for membership is still pending so I'm keeping an eye on it.  Thanks for the extra DP about Chex!

[CreditCuriosity]

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@SouthJamaica wrote:

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@CreditCuriosity wrote:

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@SouthJamaica wrote:

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@cashorcharge wrote:

Admittedly, I decided to start with them by applying for membership this week. Intrigued by the approvals. My membership app went pending as they replied and asked for my TU to be unfrozen. Odd because during the application process I answered a bunch of those "verify you" questions that clearly came from somewhere even though the 3B's are frozen.  When I called they confirmed it would be a SP for membership. I'm waiting for their next message/update. 

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I inquired, and they responded that it would be a TU soft pull.

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More worried about Chex heard it was either an Exp or TU sp as well for membership, but rest assured a chex pull

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My membership was approved quickly (Applied last night, approved this morning). I have lots of Chex inquiries so apparently that's not an issue with them if they do check Chex.

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@SouthJamaica Just applied and instantly approved although appears I am awaiting my member #... Asked all kinds of fun security questions including my license plate #.. Had to go and seek that out.  Waiting for member # to get online acces.  Titanium card looks interesting and seems pretty relaxed on available credit, etc.. We shall put that to the test soon enough was looking for another CU to join 

[SouthJamaica]

I just applied for a credit card with Andrews.

Shockingly they double pulled me... both EX and EQ

I never heard of a credit union doing that

Bummer

[cashorcharge]

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@SouthJamaica wrote:

I just applied for a credit card with Andrews.

Shockingly they double pulled me... both EX and EQ

I never heard of a credit union doing that

Bummer

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Wow!  You didn't mention...so I hope you got/soon get an approval out of that.

I heard back this AM that my membership was approved and I got my Member # so I can get started.  I was debating applying for credit products now or give it some time to settle in...see if they send me an offer.  I didn't fund the accounts initially with much and contemplating putting more in there before proceeding.  All my DP's are great...but I have received a lot of CC approvals this year with other banks so I didn't want to get dinged for that.  Please let us know the outcome of the app and I will do the same.

[Anonymous]

I had a few of the same questions.  Thanks for posting this!!!!

[coldfusion]

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@cashorcharge wrote:

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@SouthJamaica wrote:

I just applied for a credit card with Andrews.

Shockingly they double pulled me... both EX and EQ

I never heard of a credit union doing that

Bummer

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Wow!  You didn't mention...so I hope you got/soon get an approval out of that.

I heard back this AM that my membership was approved and I got my Member # so I can get started.  I was debating applying for credit products now or give it some time to settle in...see if they send me an offer.  I didn't fund the accounts initially with much and contemplating putting more in there before proceeding.  All my DP's are great...but I have received a lot of CC approvals this year with other banks so I didn't want to get dinged for that.  Please let us know the outcome of the app and I will do the same.

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I've had several AR-coded soft pulls on EQ from them since I've been a member and every so often an email inviting me to apply for the Titanium but never anything like a preapproval or preselection.   I did get another ITA recently but mine was a cold app. 

[AlpedHuez]

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@SouthJamaica wrote:

I just applied for a credit card with Andrews.

Shockingly they double pulled me... both EX and EQ

I never heard of a credit union doing that

Bummer

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Yup, I recalled they double pulled me as well for the card. Kinda irked me at that time, but I guess cost of doing business. *shrugs*

[coldfusion]

I would hope that an approval would help remove some of the sting from a double pull.  

[SouthJamaica]

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@coldfusion wrote:

I would hope that an approval would help remove some of the sting from a double pull.  

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It would, and a denial would rub salt into it