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Andrews FCU

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cashorcharge
Community Leader
Super Contributor

Re: Andrews FCU


@coldfusion wrote:

@cashorcharge wrote:

@SouthJamaica wrote:

I just applied for a credit card with Andrews.

 

Shockingly they double pulled me... both EX and EQ

 

I never heard of a credit union doing that

 

Bummer


Wow!  You didn't mention...so I hope you got/soon get an approval out of that.

I heard back this AM that my membership was approved and I got my Member # so I can get started.  I was debating applying for credit products now or give it some time to settle in...see if they send me an offer.  I didn't fund the accounts initially with much and contemplating putting more in there before proceeding.  All my DP's are great...but I have received a lot of CC approvals this year with other banks so I didn't want to get dinged for that.  Please let us know the outcome of the app and I will do the same.


I've had several AR-coded soft pulls on EQ from them since I've been a member and every so often an email inviting me to apply for the Titanium but never anything like a preapproval or preselection.   I did get another ITA recently but mine was a cold app. 


Thanks.....once I got set up, I started looking over their website for an "offers" section but couldn't find anything.  

So they ran CHEX and SP TU for my membership.  You got a EX HP I think you mentioned for your Titanium card and @SouthJamaica got EX and EQ HP so it would seem their pulling of info runs the gamut.

Message 21 of 26
coldfusion
Credit Mentor

Re: Andrews FCU

Yes, they pulled EX.  No HP/SP on EQ.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 22 of 26
SouthJamaica
Mega Contributor

Re: Andrews FCU

Did I say they double pulled me.

 

I take that back.

 

They triple pulled me!!!! EX, EQ, and TU.

 

I'm going to start a new thread on this.  People should beware.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 23 of 26
cashorcharge
Community Leader
Super Contributor

Re: Andrews FCU


@SouthJamaica wrote:

Did I say they double pulled me.

 

I take that back.

 

They triple pulled me!!!! EX, EQ, and TU.

 

I'm going to start a new thread on this.  People should beware.


WOW!  That is crazy.  I REALLY REALLY REALLY hope you get an outstanding approval.  Yes, a new Master Andrews FCU specific thread like the one for NFCU would be great!

Message 24 of 26
SouthJamaica
Mega Contributor

Re: Andrews FCU


@cashorcharge wrote:

@SouthJamaica wrote:

Did I say they double pulled me.

 

I take that back.

 

They triple pulled me!!!! EX, EQ, and TU.

 

I'm going to start a new thread on this.  People should beware.


WOW!  That is crazy.  I REALLY REALLY REALLY hope you get an outstanding approval.  Yes, a new Master Andrews FCU specific thread like the one for NFCU would be great!


I wasn't thinking of doing a master thread.

 

I just thought a credit union triple pulling is newsworthy.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 25 of 26
username7
Contributor

Re: Andrews FCU

I was just speaking with UW today, lovely conversation by the way, but nonetheless he assured me they only pull EX. 

Message 26 of 26
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