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Andrews Federal Credit Union

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Wavester64
Valued Contributor

Andrews Federal Credit Union

Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

 

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

 

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

 

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.






Potential Future Cards

Closed Accounts
11 REPLIES 11
credit_endurance
Valued Contributor

Re: Andrews Federal Credit Union


@Wavester64 wrote:

Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

 

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

 

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

 

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.


From a few data points I could gather they should be a Transunion puller. Of course this could be a huge YMMV situation. I think @SouthJamaica could chime on this one.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 2 of 12
SouthJamaica
Mega Contributor

Re: Andrews Federal Credit Union


@credit_endurance wrote:

@Wavester64 wrote:

Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

 

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

 

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

 

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.


From a few data points I could gather they should be a Transunion puller. Of course this could be a huge YMMV situation. I think @SouthJamaica could chime on this one.


Sorry I don't recall and didn't make a note of it; the only note I have is that there was no HP for membership. But that was probably 3 or 4 years ago.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 12
BmoreBull
Established Contributor

Re: Andrews Federal Credit Union

I just recently joined. Application sent in on Friday, approved last night. The account was funded this morning. I haven't applied for any credit products as of yet because of my current gardening. I can confirm that I didn't receive any hard pulls. All three bureaus are currently frozen. 



Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021
Goal Scores: 700 across all three
Message 4 of 12
TheFIGuy
Established Contributor

Re: Andrews Federal Credit Union


@Wavester64 wrote:

Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

 

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

 

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

 

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.


Do you know the redemption value for cashback?

Message 5 of 12
Harvey26
Valued Contributor

Re: Andrews Federal Credit Union

@Wavester64  They are an EX puller here in VA. YMMV

Amex Everyday: 32k, Macys Amex: 4k , BOA Premium Rewards: 70k , Best Buy Visa: 7k , VACU Mastercard: 11.5k, Discover: 25k, Amex Platinum (POT: 37.5k), Apple Card:4K, Saks WEMC 18.7k, PNC Cash Unlimited: 30k, Citi Costco: 9.5k, Chase Amazon Prime: 35k
Message 6 of 12
Wavester64
Valued Contributor

Re: Andrews Federal Credit Union


@TheFIGuy wrote:

@Wavester64 wrote:

Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

 

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

 

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

 

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.


Do you know the redemption value for cashback?


Per the email:

 

3x Points on Gas and Groceries

1.5x Points on all other purchases

 

Not sure yet how the points translates to CB.






Potential Future Cards

Closed Accounts
Message 7 of 12
Anonymous
Not applicable

Re: Andrews Federal Credit Union

This might go somewhere.. I applied.. with all of my reports locked.. Uploaded ID/Bank Statement.. Ex is one of my higher, lowest inquiries.. Wonder what type of credit limits they dish out?

 

It'll all be worth nothing if they're Chex sensitive Smiley Sad 

Message 8 of 12
AlpedHuez
Contributor

Re: Andrews Federal Credit Union

 


@Wavester64 wrote:

@TheFIGuy wrote:

@Wavester64 wrote:

Do we know what CB they pull from for their CC, mainly the TITANIUM REWARDS VISA SIGNATURE?

 

I checked the main "who pulls from thread" and some others, and there isn't anything really definitive answer wise.

 

I have been with them for over 2-years now with an auto loan and then they pulled EX, don't know for sure which version.

 

Just curious since this is the first time today they sent me an email advertisement (not mailer) for the aforementioned card.


Do you know the redemption value for cashback?


Per the email:

 

3x Points on Gas and Groceries

1.5x Points on all other purchases

 

Not sure yet how the points translates to CB.


My approval thread from last year for the Titanium card. 

 

It's direct 1 cpp value.

 

Message 9 of 12
Neiltyson
Contributor

Re: Andrews Federal Credit Union

@AlpedHuez awesome. Does Walmart count as groceries for 3x?

 

I have a few around me with mcc 5411 for bakery or whatever. Cheers

Message 10 of 12
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