Ann Taylor MasterCard upgrade

[Anonymous]

I have the Ann Taylor credit from the sct. I wanted to know what scores you need to get approved.

[Anomalous]

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@Anonymous wrote:
I have the Ann Taylor credit from the sct. I wanted to know what scores you need to get approved.

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Good question. I have the store card as well. I don't know of anyone in these forums who has the Mastercard version. All of the previous threads regarding this same topic have come up empty.

[pizza1]

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@Anomalous wrote:

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@Anonymous wrote:
I have the Ann Taylor credit from the sct. I wanted to know what scores you need to get approved.

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Good question. I have the store card as well. I don't know of anyone in these forums who has the Mastercard version. All of the previous threads regarding this same topic have come up empty.

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I just closed this card... This may be one of the tought store cards of theirs to get upgraded.. My limit has been stuck awhile, and hadnt moved liked the others.

[Anonymous]

forgot I already replied. See below. 

[Anonymous]

Hi, I have the Ann Taylor MC. I opened it ~2 yrs ago w/ fair credit range - avg Ficos 660. I've asked for a few increases & got them each time. Started out @ $1500, then 7 mos ago $2000, 2 mos ago $5000. Then 3 was ago, I asked for $10,000! I was approved each time. But I called in last 2 times to request. My scores now are ok. 673, 665, 668 w/ 5 yr old BK7 (divorced trial attorney - he won & dumped his debt on my- I folded). So, last increase to $10K- I asked for decrease in APR- got it!! Went from advertised 24.99% to 21%! Best card I have & greatly improved my credit. Next 6 months, I know I will see better scores across the board & better usage (lower debt to credit ratio). I also have relatively high income ~$132K. So other's might not have that great of increases. But I advise keep buying things & paying it off b4 end of month- collect the points & get reward cards to buy clothes on the cheap. This month's promo- 4X gas, dining, Rx, & grocery!!!! I spent $1500 but I would have spent that anyway w/ spouses work travel. Added him as AU- collect > points! Good Luck!!

[Anomalous]

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@Anonymous wrote:

@Anonymous, I have the Ann Taylor MC. I opened it ~2 yrs ago w/ fair credit range - avg Ficos 660. I've asked for a few increases & got them each time. Started out @ $1500, then 7 mos ago $2000, 2 mos ago $5000. Then 3 was ago, I asked for $10,000! I was approved each time. But I called in last 2 times to request. My scores now are ok. 673, 665, 668 w/ 5 yr old BK7 (divorced trial attorney - he won & dumped his debt on my- I folded). So, last increase to $10K- I asked for decrease in APR- got it!! Went from advertised 24.99% to 21%! Best card I have & greatly improved my credit. Next 6 months, I know I will see better scores across the board & better usage (lower debt to credit ratio). I also have relatively high income ~$132K. So other's might not have that great of increases. But I advise keep buying things & paying it off b4 end of month- collect the points & get reward cards to buy clothes on the cheap. This month's promo- 4X gas, dining, Rx, & grocery!!!! I spent $1500 but I would have spent that anyway w/ spouses work travel. Added him as AU- collect > points! Good Luck!!

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Thanks for sharing that. Since this original post, someone else mentioned being offered the upgrade at the register after using their store card to make a purchase.