Another CSP Question

[Anonymous]

So I had asked previously about applying for CSP. I was planning on waiting till I could 3xCLI my Amex to get a card over 5k on my file.

Well I had planned on it taking 61 days before I could CLI my AmEx, but after all the reading of early success I decided to try and boom! 4500 - 13500. The hasn't hit my report yet, but I would like to app CSP when it does.

Do you guys think that having 4 new accounts from my spree are going to wreck my chances of approval for CSP, I have a trip coming up and really want that sign up bonus.

Scores are all over 720, no baddies, income 50k, util less than 10%, but AAoA took a big hit with the new accounts.

Advice ?

[Anonymous]

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@Anonymous wrote:
So I had asked previously about applying for CSP. I was planning on waiting till I could 3xCLI my Amex to get a card over 5k on my file.

Well I had planned on it taking 61 days before I could CLI my AmEx, but after all the reading of early success I decided to try and boom! 4500 - 13500. The hasn't hit my report yet, but I would like to app CSP when it does.

Do you guys think that having 4 new accounts from my spree are going to wreck my chances of approval for CSP, I have a trip coming up and really want that sign up bonus.

Scores are all over 720, no baddies, income 50k, util less than 10%, but AAoA took a big hit with the new accounts.

Advice ?

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How old is your credit file?

[Anonymous]

Was 2 years AAoA. But just added 4 new Accounts.

[Anonymous]

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@Anonymous wrote:
Was 2 years AAoA. But just added 4 new Accounts.

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You probably will be alright.  Just be prepared to recon and explain the new accounts.

[Anonymous]

I was recently approved for a CSP with two new accounts from the week before. They were already reporting so I know they saw them. 

[Anonymous]

You should be fine.

[Anonymous]

Thanks for the feedback guys. Hopefully the limits hit my report soon.

[Anonymous]

Should be fine. DW just got approved. AAoA was 5 years though... but since March added 7 accounts and 8 INQs on EX prior to CSP(Should've apped for Discover first, they cited too many new acc/INQs). Also CSP wasn't a pre-qual either so they pulled EX. You should be fine but as always YMMV.

[Anonymous]

Right on. I'm hoping I will be ok, and would even apply now, but I don't have any high limit cards on my report yet for the UW to see.

I hate waiting and wanna get to spending for the bonus points haha.