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@Anonymous wrote:
So I had asked previously about applying for CSP. I was planning on waiting till I could 3xCLI my Amex to get a card over 5k on my file.
Well I had planned on it taking 61 days before I could CLI my AmEx, but after all the reading of early success I decided to try and boom! 4500 - 13500. The hasn't hit my report yet, but I would like to app CSP when it does.
Do you guys think that having 4 new accounts from my spree are going to wreck my chances of approval for CSP, I have a trip coming up and really want that sign up bonus.
Scores are all over 720, no baddies, income 50k, util less than 10%, but AAoA took a big hit with the new accounts.
Advice ?
How old is your credit file?
@Anonymous wrote:
Was 2 years AAoA. But just added 4 new Accounts.
You probably will be alright. Just be prepared to recon and explain the new accounts.
I was recently approved for a CSP with two new accounts from the week before. They were already reporting so I know they saw them.
You should be fine.
Should be fine. DW just got approved. AAoA was 5 years though... but since March added 7 accounts and 8 INQs on EX prior to CSP(Should've apped for Discover first, they cited too many new acc/INQs). Also CSP wasn't a pre-qual either so they pulled EX. You should be fine but as always YMMV.