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Another Discover CLI Denial

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Zoostation1
Valued Contributor

Another Discover CLI Denial

My Discover Chrome was unsecured with a CLI to $1800 in late June, followed by 2 CLI denials (late Sept, early Dec) for insufficient experience with current credit limit.  Just for kicks I decided to try again about a week ago and was denied again for the same reason.  No real harm with it being a soft pull.  I don't really need a CLI on it but would be nice as it's my lowest limit card.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Oct 2025 FICO 8:
Oct 2025 FICO 9:
Oct 2025 FICO 10:
Oct 2025 FICO 10T:
Message 1 of 4
3 REPLIES 3
OmarGB9
Community Leader
Super Contributor

Re: Another Discover CLI Denial

Sorry for the denial. Just keep at it.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 4
JoeRockhead
Community Leader
Super Contributor

Re: Another Discover CLI Denial

Been there, it's a bummer, but it'll happen.

Message 3 of 4
Libra85
Regular Contributor

Re: Another Discover CLI Denial


@Zoostation1 wrote:

My Discover Chrome was unsecured with a CLI to $1800 in late June, followed by 2 CLI denials (late Sept, early Dec) for insufficient experience with current credit limit.  Just for kicks I decided to try again about a week ago and was denied again for the same reason.  No real harm with it being a soft pull.  I don't really need a CLI on it but would be nice as it's my lowest limit card.


 

It took 6 years to receive a CLI. I had a $200 limit for 6 long years. It was a Discover IT Student secured card.

 

1st CLI Oct 2020

2nd CLI Aug 2021

CLD June 2022 same time DH account was close due to inactivity. Balance of $15K paid Oct 2020

3rd CLI Feb 2023

 

Current limit $3800







October 2021
Message 4 of 4
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