Another barclay card odds? - myFICO® Forums - 5946443

myFICO® Forums

Get Access Now

Got approved for a barclay card 5 months ago for $4,000

great payment history never carried a balance of more than 20% and been paying least 50% of balance every month.

Did open 6 new credit card accounts after I opened this barclay card, will they deny me cause of too many opened accounts? Or do I have a shot? Currently 720 score 10% utilization and no negatives and about 8 inquiries total on transunion. I want their hotel card with the BONUS!!!

Message 1 of 6

5 REPLIES 5

Whats the rush?

7 new accounts in the last 5 months

Slow down and enjoy your new cards

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching

Message 2 of 6

7 new accounts in 5 months is a lot. Barclays is pretty risk averse, so I'd recommend waiting.

BECU Visa : $40,000 Date Opened: 02/2020

Delta Reserve : $20,000 Date Opened: 01/2020

Amex Blue Cash Preferred : $19,900 Date Opened : 07/2013

Chase Freedom Unlimited : $19,300 Date Opened : 02/2020

Citi Double Cash : $19,000 Date Opened : 06/2015

B of A Cash Rewards : $16,000 Date Opened : 12/2013

Barclaycard Ring : $10,000 Date Opened : 06/2017

Citi Simplicity : $9,000 Date Opened : 10/2011

Commerce Special Connections : $8,000 Date Opened 04/2015

Discover It : $7,100 Date Opened : 04/2013

Marriott Bonvoy Boundless : $5,500 Date Opened 07/2013

Delta Platinum : $2,000 Date Opened : 08/2018

Last App: BECU 02-26-2020
Pronouns: He/Him/His

Message 3 of 6

The odds may not be in your favor.

Message 4 of 6

I would heed everyone's advice in this thread ... Seriously.

Message 5 of 6

Barclays can be like a jealous lover someone once said. Be careful they dont close you or cld you for too many new accounts.

Message 6 of 6