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Any success getting BofA to pull transunion?

tag
907grown
Established Contributor

Any success getting BofA to pull transunion?

BOA has a  partner Card I really want (AK Airlines), the last time I applied they pulled Experian which for me is my train wreck report. 8 paid collections, 2 unpaid. My transunion is as clean as a Whistle other then pulls. Any luck with getting BOA to pull transunion? I currently have everything on ice but would pull transunion off to make this happen.



Starting Score: 460
Current Score: EQ 764, TU 764, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 15,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!
Message 1 of 7
6 REPLIES 6
Sharingan
Established Contributor

Re: Any success getting BofA to pull transunion?

Yes, BoA ended up pulling TU for my Merrill+ card. If their first choice of bureau is not available, there's a possibility that an analyst will proceed with a different bureau with your permission.



Message 2 of 7
Anonymous
Not applicable

Re: Any success getting BofA to pull transunion?

 I'll let others who are more experienced with this respond. Good luck! (Edited for a better response.)

Message 3 of 7
fury1995
Valued Contributor

Re: Any success getting BofA to pull transunion?

Neirther this forum nor do it's members would condone or suggest locking/freezing your Experian and Equifax credit files in order to force Bank Of America to pull Trans Union (of which you have a clean file) to obtain an approval and/or better terms.

 

Neither this forum nor it's members would condone or suggest calling Bank of America after applying (and getting a pending review) to request they use unlocked/unfrozen Trans Union as an alternative bureau for reconsideration.

 

Is this clear?

 

Have a good day and good luck!

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

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Message 4 of 7
myjourney
Super Contributor

Re: Any success getting BofA to pull transunion?

Enough already The coded messages and the dropped clues end now Lol

MJ

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 7
Anonymous
Not applicable

Re: Any success getting BofA to pull transunion?


@myjourney wrote:

Enough already The coded messages and the dropped clues end now Lol

MJ


What ever do you speak of? All I see is things you shouldn't do. Anyway, It's a luck of the draw kind of thing. BOA has pulled TU for me pretty much exclusively since my third application with them years back with all bureaus open.

Message 6 of 7
taxi818
Super Contributor

Re: Any success getting BofA to pull transunion?


@myjourney wrote:

Enough already The coded messages and the dropped clues end now Lol

MJ


LMAO  Smiley Very Happy If op did not get it from the last post. They will never get it. hehehehe

Message 7 of 7
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