Anyone approved for FNBO with BK reporting?

[WavysMommy]

I'm seeking some DPs regarding anyone that was approved with a BK reporting.

I finally got a reason for my denial today(applied earlier this month) and it was due to my BK. I'm almost 2 yrs discharge and I was prequalified for $6300 and took a chance after seeing so many successes on the forum. 

For those that were approved with a BK reporting, can you provide your discharge dates? Trying to see how long I'd have to wait to potentially apply again in the not-so-near future.

Thanks!

[risingup2day]

Hi! 

Here you go for DPs 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-Evergreen-Approved/m-p/6334802#M750611 

[WavysMommy]

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@risingup2day wrote:

Hi! 

Here you go for DPs 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-Evergreen-Approved/m-p/6334802#M750611 

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Thanks! Only one person posted BK DPs on that thread. Hopefully more chime in.

[Anonymous]

My first response, but I've been lurking for years. I was preapproved for 6300 and 0 APR first 12 months. I was nervous about applying because my scores are mid/upper 600s but I'd gotten a couple of new cards recently. My bankruptcy, chapter 7, was filed in Sept. 2017. After thinking a day I hit the button and was approved immediately, 6300 cl.

[Andy77]

I was told by an underwriter at FNBO that the bk has to be discharged at last for 3 years + before they will issue an approval.

[WavysMommy]

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@Andy77 wrote:
I was told by an underwriter at FNBO that the bk has to be discharged at last for 3 years + before they will issue an approval.

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Thank you! After seeing the poster above you and one other private message, that's exactly what it looks like.