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I did the pre-qual last week after I closed on a house and didn't have any pre-qual offers, I decided to cold app for Venture 1 as I have 4 other C1 cards. I was approved for 3k CL for the WEMC but sent a message to them via my online account for CL recon and came back yesterday for 7k, I asked them to match my other V1 limit. I will wait 6 months and combine my V1 and Venture for 1 large 31k card.
Hi, My_Fako, I got that for the longest time when I tried their pre-qual. Just within the last week I started getting a pre-qual for the Platinum MC. I still have a ways to go. I want the Venture too, but I'm going to wait until my scores are in the 700's because I don't want the highest APR.
I too never have had a prequal from Cap1.
Thats the message I get also.
Been watching to see if I can get a better apr card then my combined QS.
I know Cap1 has been more lenient in the past.
Anyone lately been approved with Fico 04's around Eq 667 TU 702 Ex 668?
Also do they use 08 or 04 for the pre-qualifier? & which bureau ?
Thanks and Happy Holidays 🎄