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Anyone else get this response trying Cap1 Pre Qualify?

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MauiMan85297
Valued Contributor

Re: Anyone else get this response trying Cap1 Pre Qualify?

I did the pre-qual last week after I closed on a house and didn't have any pre-qual offers, I decided to cold app for Venture 1 as I have 4 other C1 cards.  I was approved for 3k CL for the WEMC but sent a message to them via my online account for CL recon and came back yesterday for 7k, I asked them to match my other V1 limit.  I will wait 6 months and combine my V1 and Venture for 1 large 31k card.



Message 11 of 15
Anonymous
Not applicable

Re: Anyone else get this response trying Cap1 Pre Qualify?

Hi, My_Fako, I got that for the longest time when I tried their pre-qual. Just within the last week I started getting a pre-qual for the Platinum MC. I still have a ways to go. I want the Venture too, but I'm going to wait until my scores are in the 700's because I don't want the highest APR. Smiley Happy

Message 12 of 15
JamP
Valued Contributor

Re: Anyone else get this response trying Cap1 Pre Qualify?

I too never have had a prequal from Cap1.

Thats the message I get also. 

 

Been watching to see if I can get a better apr card then my combined QS.

250k+ CL and climbing.
Message 13 of 15
My_Fako
Established Contributor

Re: Anyone else get this response trying Cap1 Pre Qualify?

I know Cap1 has been more lenient in the past. 

 

Anyone lately been approved with Fico 04's around Eq 667 TU 702 Ex 668?

 

Also do they use 08 or 04 for the pre-qualifier? & which  bureau ?

 

Thanks and Happy Holidays  🎄

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 14 of 15
Anonymous
Not applicable

Re: Anyone else get this response trying Cap1 Pre Qualify?

I forget the wording, but I got something similar. I tried anyway and was approved with a $1k cl.

Funny thing is, now that I have the card, I receive pre-qualified mail for the exact same card about twice a week.
Message 15 of 15
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