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Wow so Barclay refuses to increase my credit limit (called again today) and they have already reported my credit card to the credit bureau. That is insane. I have never seen a card get reported that quickly!!!
Ok so I found another number that takes you directly to a credit analyst it is 866-408-4064. The person I got was really nice and increased my limit to 6K. He said I can call back in a week or two to see if they can increase it again off a soft pull. I'm happy! It is my highest CL! ![]()
@Creditobsessed12 wrote:Hey guys,
My TU score is 744 and I have no baddies. Are there any cards that I can apply for now
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Approved for Sallie Mae for 6K on 5/4
With 1 new card, you've pretty much filled your Barclays glass.
If you just want to app to fill up your credit profile while waiting 6-12 months for EX/EQ to get fixed, Synchrony is your next choice:
Walmart (has a Mastercard and has free FICO scores monthly)
Sam's Club (Mastercard)
Lowes (Store card good for your house and grows to ridiculous limits)
Brooks Brothers (Mastercard, soon to be taken over by Citibank...do it because it's a way to get into Citibank without EX)
Ebates (good money earning)
Old Navy, TJMaxx, Texaco/Chevron, Gap...they all have VISA/MC versions...pick something you might shop at.
I would jump on the Brooks Brothers card right away and then pick and choose between the others.
@Anonymous wrote:
@Creditobsessed12 wrote:Hey guys,
My TU score is 744 and I have no baddies. Are there any cards that I can apply for now
----------------------------------------------------------------------------------------------------------------------------------------------
Approved for Sallie Mae for 6K on 5/4
With 1 new card, you've pretty much filled your Barclays glass.
If you just want to app to fill up your credit profile while waiting 6-12 months for EX/EQ to get fixed, Synchrony is your next choice:
Walmart (has a Mastercard and has free FICO scores monthly)
Sam's Club (Mastercard)
Lowes (Store card good for your house and grows to ridiculous limits)
Brooks Brothers (Mastercard, soon to be taken over by Citibank...do it because it's a way to get into Citibank without EX)
Ebates (good money earning)
Old Navy, TJMaxx, Texaco/Chevron, Gap...they all have VISA/MC versions...pick something you might shop at.
I would jump on the Brooks Brothers card right away and then pick and choose between the others.
I just received an alert that my EQ went up to 708! I guess the investigation for the fraud account was completed!! Any cards I can app for with TU and EQ?
Discover pulled my TU and EX. I've heard of them pulling EQ though. Just put your EQ on lock and apply away. They will pull your TU and EX and you should get approved.
@Creditobsessed12 wrote:
@Anonymous wrote:
@Creditobsessed12 wrote:Hey guys,
My TU score is 744 and I have no baddies. Are there any cards that I can apply for now
----------------------------------------------------------------------------------------------------------------------------------------------
Approved for Sallie Mae for 6K on 5/4
With 1 new card, you've pretty much filled your Barclays glass.
If you just want to app to fill up your credit profile while waiting 6-12 months for EX/EQ to get fixed, Synchrony is your next choice:
Walmart (has a Mastercard and has free FICO scores monthly)
Sam's Club (Mastercard)
Lowes (Store card good for your house and grows to ridiculous limits)
Brooks Brothers (Mastercard, soon to be taken over by Citibank...do it because it's a way to get into Citibank without EX)
Ebates (good money earning)
Old Navy, TJMaxx, Texaco/Chevron, Gap...they all have VISA/MC versions...pick something you might shop at.
I would jump on the Brooks Brothers card right away and then pick and choose between the others.
I just received an alert that my EQ went up to 708! I guess the investigation for the fraud account was completed!! Any cards I can app for with TU and EQ?
If your Experian is still under fraud investigation, spend the $10 and freeze it. That way you will be safe from further influences from the fraud.
After you freeze Experian, apply for a CapOne Venture and then a QuickSilver if you get the Venture approval.
Discover is often EQ/TU as well.
@Anonymous wrote:
@Creditobsessed12 wrote:
@Anonymous wrote:
@Creditobsessed12 wrote:Hey guys,
My TU score is 744 and I have no baddies. Are there any cards that I can apply for now
----------------------------------------------------------------------------------------------------------------------------------------------
Approved for Sallie Mae for 6K on 5/4
With 1 new card, you've pretty much filled your Barclays glass.
If you just want to app to fill up your credit profile while waiting 6-12 months for EX/EQ to get fixed, Synchrony is your next choice:
Walmart (has a Mastercard and has free FICO scores monthly)
Sam's Club (Mastercard)
Lowes (Store card good for your house and grows to ridiculous limits)
Brooks Brothers (Mastercard, soon to be taken over by Citibank...do it because it's a way to get into Citibank without EX)
Ebates (good money earning)
Old Navy, TJMaxx, Texaco/Chevron, Gap...they all have VISA/MC versions...pick something you might shop at.
I would jump on the Brooks Brothers card right away and then pick and choose between the others.
I just received an alert that my EQ went up to 708! I guess the investigation for the fraud account was completed!! Any cards I can app for with TU and EQ?
If your Experian is still under fraud investigation, spend the $10 and freeze it. That way you will be safe from further influences from the fraud.
After you freeze Experian, apply for a CapOne Venture and then a QuickSilver if you get the Venture approval.
Discover is often EQ/TU as well.
I already have 3 QS cards. Will I affect my chances of approval? I was coming up on the site pre approved for the venture though till the fraud alert went on. Wouldnt they require me to thaw EX though if I freeze it?
I want the following cards. Which ones should I apply to first?
Bloomingdales Amex (have to wait till EX is clear)
CSP (have to wait till EX is clear)
Amazon
Venture
Penfed or any CU who gives high limits
BoA who do they pull?
Home Depot or Lowes