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App Spree After Closing

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Creditobsessed12
Frequent Contributor

Re: HELP! Just closed on my house sooo it's time for App Spree!

Omg I just called again and they REFUSE to transfer me to a credit analyst becasue I am not eligible for a CLI. I already have a bad taste about this card. Wow
11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 21 of 32
Creditobsessed12
Frequent Contributor

Re: HELP! Just closed on my house sooo it's time for App Spree!

Wow so Barclay refuses to increase my credit limit (called again today) and they have already reported my credit card to the credit bureau.  That is insane.  I have never seen a card get reported that quickly!!!

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 22 of 32
Creditobsessed12
Frequent Contributor

Re: HELP! Just closed on my house sooo it's time for App Spree!

Ok so I found another number that takes you directly to a credit analyst it is 866-408-4064.  The person I got was really nice and increased my limit to 6K.  He said I can call back in a week or two to see if they can increase it again off a soft pull.  I'm happy!  It is my highest CL!  Smiley Happy

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 23 of 32
Anonymous
Not applicable

Re: HELP! Just closed on my house sooo it's time for App Spree!

I applied for the Apple Rewards and SM back in March, Apple was approved for 2k, SM was denied. I was also surprised by how quickly they reported to the bureaus... I called a couple of times to recon the SM but I'm trying to think why I didn't ask for a recon on the SL...

Oz
Message 24 of 32
Anonymous
Not applicable

Re: HELP! Just closed on my house sooo it's time for App Spree!


@Creditobsessed12 wrote:

Hey guys,

 

My TU score is 744 and I have no baddies.  Are there any cards that I can apply for now 

 

----------------------------------------------------------------------------------------------------------------------------------------------

Approved for Sallie Mae for 6K on 5/4


With 1 new  card, you've pretty much filled your Barclays glass.

 

If you just want to app to fill up your credit profile while waiting 6-12 months for EX/EQ to get fixed, Synchrony is your next choice:

 

Walmart (has a Mastercard and has free FICO scores monthly)

Sam's Club (Mastercard)

Lowes (Store card good for your house and grows to ridiculous limits)

Brooks Brothers (Mastercard, soon to be taken over by Citibank...do it because it's a way to get into Citibank without EX)

Ebates (good money earning)

 

Old Navy, TJMaxx, Texaco/Chevron, Gap...they all have VISA/MC versions...pick something you might shop at.

 

I would jump on the Brooks Brothers card right away and then pick and choose between the others.

Message 25 of 32
Creditobsessed12
Frequent Contributor

Re: HELP! Just closed on my house sooo it's time for App Spree!


@Anonymous wrote:

@Creditobsessed12 wrote:

Hey guys,

 

My TU score is 744 and I have no baddies.  Are there any cards that I can apply for now 

 

----------------------------------------------------------------------------------------------------------------------------------------------

Approved for Sallie Mae for 6K on 5/4


With 1 new  card, you've pretty much filled your Barclays glass.

 

If you just want to app to fill up your credit profile while waiting 6-12 months for EX/EQ to get fixed, Synchrony is your next choice:

 

Walmart (has a Mastercard and has free FICO scores monthly)

Sam's Club (Mastercard)

Lowes (Store card good for your house and grows to ridiculous limits)

Brooks Brothers (Mastercard, soon to be taken over by Citibank...do it because it's a way to get into Citibank without EX)

Ebates (good money earning)

 

Old Navy, TJMaxx, Texaco/Chevron, Gap...they all have VISA/MC versions...pick something you might shop at.

 

I would jump on the Brooks Brothers card right away and then pick and choose between the others.


I just received an alert that my EQ went up to 708!  I guess the investigation for the fraud account was completed!!  Any cards I can app for with TU and EQ? 

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 26 of 32
degs138
Established Contributor

Re: HELP! Just closed on my house sooo it's time for App Spree!

Discover pulled my TU and EX.  I've heard of them pulling EQ though.  Just put your EQ on lock and apply away.  They will pull your TU and EX and you should get approved.


FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 27 of 32
Anonymous
Not applicable

Re: HELP! Just closed on my house sooo it's time for App Spree!


@Creditobsessed12 wrote:

@Anonymous wrote:

@Creditobsessed12 wrote:

Hey guys,

 

My TU score is 744 and I have no baddies.  Are there any cards that I can apply for now 

 

----------------------------------------------------------------------------------------------------------------------------------------------

Approved for Sallie Mae for 6K on 5/4


With 1 new  card, you've pretty much filled your Barclays glass.

 

If you just want to app to fill up your credit profile while waiting 6-12 months for EX/EQ to get fixed, Synchrony is your next choice:

 

Walmart (has a Mastercard and has free FICO scores monthly)

Sam's Club (Mastercard)

Lowes (Store card good for your house and grows to ridiculous limits)

Brooks Brothers (Mastercard, soon to be taken over by Citibank...do it because it's a way to get into Citibank without EX)

Ebates (good money earning)

 

Old Navy, TJMaxx, Texaco/Chevron, Gap...they all have VISA/MC versions...pick something you might shop at.

 

I would jump on the Brooks Brothers card right away and then pick and choose between the others.


I just received an alert that my EQ went up to 708!  I guess the investigation for the fraud account was completed!!  Any cards I can app for with TU and EQ? 


If your Experian is still under fraud investigation, spend the $10 and freeze it.   That way you will be safe from further influences from the fraud.

 

After you freeze Experian, apply for a CapOne Venture and then a QuickSilver if you get the Venture approval.

 

Discover is often EQ/TU as well.

Message 28 of 32
Creditobsessed12
Frequent Contributor

Re: HELP! Just closed on my house sooo it's time for App Spree!


@Anonymous wrote:

@Creditobsessed12 wrote:

@Anonymous wrote:

@Creditobsessed12 wrote:

Hey guys,

 

My TU score is 744 and I have no baddies.  Are there any cards that I can apply for now 

 

----------------------------------------------------------------------------------------------------------------------------------------------

Approved for Sallie Mae for 6K on 5/4


With 1 new  card, you've pretty much filled your Barclays glass.

 

If you just want to app to fill up your credit profile while waiting 6-12 months for EX/EQ to get fixed, Synchrony is your next choice:

 

Walmart (has a Mastercard and has free FICO scores monthly)

Sam's Club (Mastercard)

Lowes (Store card good for your house and grows to ridiculous limits)

Brooks Brothers (Mastercard, soon to be taken over by Citibank...do it because it's a way to get into Citibank without EX)

Ebates (good money earning)

 

Old Navy, TJMaxx, Texaco/Chevron, Gap...they all have VISA/MC versions...pick something you might shop at.

 

I would jump on the Brooks Brothers card right away and then pick and choose between the others.


I just received an alert that my EQ went up to 708!  I guess the investigation for the fraud account was completed!!  Any cards I can app for with TU and EQ? 


If your Experian is still under fraud investigation, spend the $10 and freeze it.   That way you will be safe from further influences from the fraud.

 

After you freeze Experian, apply for a CapOne Venture and then a QuickSilver if you get the Venture approval.

 

Discover is often EQ/TU as well.


I already have 3 QS cards. Will I affect my chances of approval? I was coming up on the site pre approved for the venture though till the fraud alert went on.  Wouldnt they require me to thaw EX though if I freeze it? 

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 29 of 32
Creditobsessed12
Frequent Contributor

Re: HELP! Just closed on my house sooo it's time for App Spree!

I want the following cards.  Which ones should I apply to first?  

 

Bloomingdales Amex (have to wait till EX is clear)

CSP (have to wait till EX is clear)

Amazon

Venture

Penfed or any CU who gives high limits 

BoA who do they pull?

Home Depot or Lowes 

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 30 of 32
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