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App Spree!!!

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Anonymous
Not applicable

Re: App Spree!!!

Op....you mentioned gardening which is the best thing for you now. Let your inquiries age off.

 

No more new apps even if it's the Sct. You don't want to trap yourself in toy limit Hades. While you have a couple of cards that will grow big, Walmart, Amazon, Home Depot, citi (off the top of my head), you must also be aware of your AAOA. 

 

Congrats on your success thus far. 

Message 11 of 23
Anonymous
Not applicable

Re: App Spree!!!

@creditguy- No...I personally know someone that grew the VS CC from like 1k to 10k all auto CLI!!! 😁 with barley any usage....
Message 12 of 23
creditguy
Valued Contributor

Re: App Spree!!!


@Justagirl73 wrote:

@creditguy wrote:

@Anonymous wrote:
You got some CCs that will grow..the Victoria Secret is known to grow to 5 figures👍😃

This is supposed to be sarcasm right? 


The op actually has a few cards that will grow. Let's remember FSR. 


My statement was in reference to the Victoria Secret comment. Asking a question, hence the question mark, is not a violation of FSR last time I checked. But thanks anyway. 

Message 13 of 23
creditguy
Valued Contributor

Re: App Spree!!!


@Anonymous wrote:
@creditguy- No...I personally know someone that grew the VS CC from like 1k to 10k all auto CLI!!! 😁 with barley any usage....

Interesting, but I'd say that's more of an exception than the norm, but I guess it's indeed possible. Thanks for the clarification. 

Message 14 of 23
Anonymous
Not applicable

Re: App Spree!!!

Congrats op! Garden if you're planning on a mortgage in the near future
Message 15 of 23
Anonymous
Not applicable

Re: App Spree!!!

Thanks everyone going to work on my 4 collections now then maybe I'll be ready for a mortgage.
Message 16 of 23
Anonymous
Not applicable

Re: App Spree!!!

Lol awesome. My scores are also on the low side and I was thinking of doing this in stores as well. I think I'll hit my BOA CLI button first then try for some stores.


Message 17 of 23
Discover2016
Valued Contributor

Re: App Spree!!!


@Anonymous wrote:
Starting Friday I applied for Lane Bryant while shopping
Approved for $150. Saturday Victoria Secret $250. Sunday Walmart $500, Amazon $800, JC Penney $500.

I'm done apping for the next year. Credit scores from CCT all between 615-625. 35-40 inquires on all bureaus.

Denied care credit, old navy, toys r us, bestbuy.

Started in August with a 530 credit score. Thanks to Lexington Law It has gone up a little.

Since my credit rebuilding started I have obtained Citi secured, credit one, Kohl's and Home Depot as well.

I hope Synchrony doesn't close my cards because of all the apps on the same day.

I couldn't finance a stick of gum a few months ago so I'm going to take these little limits and watch them grow.

Congrats! But garden for now.

Gardening until September 2025
Next app: Mortgage in September 2025
FICO 08 Experian 810
Message 18 of 23
Anonymous
Not applicable

Re: App Spree!!!


@creditguy wrote:

@Anonymous wrote:
You got some CCs that will grow..the Victoria Secret is known to grow to 5 figures👍😃

This is supposed to be sarcasm right? 


Or some kind of lame joke? She also said Lame Bryant which I guess could also be 5 figures with thier airbrushed models.
 
If you're buying a few hundred a month on bras and bath products every 1-2 months and paying it  in full... can't see how it's that bad of a card choice. Many people go nuts there twice a year for the semi-annual sales. Lane Bryant too I guess.


Message 19 of 23
Anonymous
Not applicable

Re: App Spree!!!

Sunshine, how much did you get for Khols?  They're on my short list for store cards.


Message 20 of 23
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