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Apped now when to Ask for CLI?

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Anonymous
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Apped now when to Ask for CLI?

Been searching all over to try and get an idea on what I should do, as of 2 weeks ago I didn't know what "gardening" was.   Well here is my story:

Apped for 4 cards recently and just need some advice on when to ask for CLI

 

1/18/16 apped and approved Chase Slate 2K

1/20 apped and approved Amex Everday 4K

1/22 apped and approved Discover It 5.5K

2/22 apped and approved Citi DC 3.7K

 

I transferred some high interest stuff from Home Depot, Dell, Capitol one over to the new cards as they all have 0% for at least 12 monhts, and with that time I should have it paid down to 0.   Due to all this volitility though in the new apps and pulls and changing of credit score dropped from 720 to 690.

 

I just need some advice on when to ask and with whom to try and get some luv on these new cards.

 

Thanks in advance!!

 

 

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Anonymous
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Re: Apped now when to Ask for CLI?

Chase will be a hard pull any time you try a CLI, and they are known to be stingy. Amex you can ask now for up to 3X your CLI, and it's a soft pull. Discover you're not likely to get anything for at least 91 days, but it's a soft pull to try. With Citi a CLI link will appear in your account when you're eligible.

Message 2 of 3
Anonymous
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Re: Apped now when to Ask for CLI?

Thank you so much for the information.  got a lot done in one post!!!!

Message 3 of 3
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