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Apping after getting a Chase card

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Remedios
Credit Mentor

Re: Apping after getting a Chase card


@ReEducationOfAnEgoiste wrote:
@Remedios
The Chase card will be a month old by the time I'm thinking of applying for the AmEx Rose Gold, and it is the Chase Freedom card. It has been at least six months since any other apping or adding new cards to my portfolio.

I think it's fine. Most of Chase's post approval neurosis comes from applying for too many Chase cards in short period of time, or when their cards are included in app sprees. 

 

Of course, no one can tell what is/isn't going to happen for sure, but I see nothing alarming there especially because that amex wont make an appearance on CR for another couple of months (usually) 

 

 

Message 11 of 20
jbestman007
Contributor

Re: Apping after getting a Chase card

But what if your last Chase card put you at 5/24? Could applying for the Gold card, essentially putting you at 6/24, cause Chase to go AA on you?


Message 12 of 20
CreditInspired
Super Contributor

Re: Apping after getting a Chase card


@jbestman007 wrote:

But what if your last Chase card put you at 5/24? Could applying for the Gold card, essentially putting you at 6/24, cause Chase to go AA on you?


Applying for a Chase card that would put you at 6/24 could possibly end up an outright denial. In a case like this, I would advise going to a branch to see if you have a preapproval. 


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Message 13 of 20
ReEducationOfAnEgoiste
New Contributor

Re: Apping after getting a Chase card

Applying for the AmEx gold card would be after already receiving the Chase card, so it wouldn't matter if Amex gold card sent you to 6/24 or not, because you were not over 5/24 when you got the Chase card.

Starting Score: 525
Current Score:EX 720 TU 725 EQ 735
Goal Score: 750


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Message 14 of 20
ReEducationOfAnEgoiste
New Contributor

Re: Apping after getting a Chase card

I went to a Chase branch to check pre-approvals and I seem to be pre-approved for all the Sapphire cards (Preferred and Reserve), Freedom cards, and the Slate card. 😁

Starting Score: 525
Current Score:EX 720 TU 725 EQ 735
Goal Score: 750


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Message 15 of 20
Anonymous
Not applicable

Re: Apping after getting a Chase card


@ReEducationOfAnEgoiste wrote:
I went to a Chase branch to check pre-approvals and I seem to be pre-approved for all the Sapphire cards (Preferred and Reserve), Freedom cards, and the Slate card. 😁

Ok.... so... now you want a Chase card instead of Gold?

Message 16 of 20
ReEducationOfAnEgoiste
New Contributor

Re: Apping after getting a Chase card

No, I want the AmEx Rose Gold. I was just checking to see if I had any pre approval out of curiosity.

Starting Score: 525
Current Score:EX 720 TU 725 EQ 735
Goal Score: 750


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Message 17 of 20
CivalV
Established Contributor

Re: Apping after getting a Chase card

I am receiving offers for Chase Sapphire card but no preapprovals on the preapp through chase. When you went to the branch what information do they need in order to check preapprovals? And what were your scores if you dont mind sharing. My scores will be up next month into the high 600s so for now I will itch lol
Message 18 of 20
ReEducationOfAnEgoiste
New Contributor

Re: Apping after getting a Chase card

@CivalV
I already have the Chase Freedom card as well as Chase checking and savings accounts, so while in branch I just asked at the teller, who then sent me over to customer service who looked on the screen and said I was pre-approved for multiple cards.

My scores are in the upper 670s.

Starting Score: 525
Current Score:EX 720 TU 725 EQ 735
Goal Score: 750


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Message 19 of 20
ReEducationOfAnEgoiste
New Contributor

Re: Apping after getting a Chase card

Update:
Approved July 14th for the AmEx Rose Gold card, now I just garden and work on the MS SUB.

Starting Score: 525
Current Score:EX 720 TU 725 EQ 735
Goal Score: 750


Take the myFICO Fitness Challenge








Message 20 of 20
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