@CreditBones wrote:@Aim_High , I am getting ready for that CLI!!!
$1,014 — Oct 9 - 31$1,830 — Nov
$1,410 — Dec
All charges were paid of entirely before bill cut date; Oct & Nov: one sole payment. December: multiple payments.How has the CLI approval rate trend been lately?
Wishing y'all a better new year!
Stay strong!
Awesome, @CreditBones! Great minds think alike. Lol 
I'm doing the exact same thing. Since I'm gardening for new cards, decided to push my Apple Card limit and see if I have success. With my relatively high $20K SL, it may take much more spend than it does with smaller limits which is why I hadn't done it. Some of my spend was at 2% or 3% but I did a lot of 1% swipes too. A short-term sacrifice in rewards for longer term credit limit gain.
Honestly, the titanium card is kinda cool to swipe and I'm surprised at how durable it has been. Still looks pristine after carrying in my wallet. I just wish the basic 1% rewards rate wasn't so pitiful.
Trend-wise, it has appeared to me that Apple has loosened up a little bit from where they were with approvals last year, but they still want to see good usage.
This is my December total spend as-of last night. I plan to do it again in January.
@Aim_High wrote:
@CreditBones wrote:@Aim_High , I am getting ready for that CLI!!!
$1,014 — Oct 9 - 31$1,830 — Nov
$1,410 — Dec
All charges were paid of entirely before bill cut date; Oct & Nov: one sole payment. December: multiple payments.How has the CLI approval rate trend been lately?
Wishing y'all a better new year!
Stay strong!
A short-term sacrifice in rewards for longer term credit limit gain.
Yup! I am about to exchange 3 months of 6% CB on $600/mo in groceries, for $1,800 additional dollars passed through the AppleCard, for my second CLI request. It's all in the name of a higher credit limit ceiling.
I just wish the basic 1% rewards rate wasn't so pitiful.
I kid you not!
Trend-wise, it has appeared to me that Apple has loosened up a little bit from where they were with approvals last year, but they still want to see good usage.
Those are great news!!!
This is my December total spend as-of last night. I plan to do it again in January.
Niiiice!!!
AU:
@CreditBones wrote:
@Aim_High wrote:
@CreditBones wrote:
@Aim_High wrote:It has appeared to me from studying many CLI data points that GS likes to see a minimum of 25% to 30% of your credit limit used over a few months prior to approving a CLI. Here is a long thread with many comparative data points on CLI with Apple card. Lots of good info in there if you want to know what to expect.
Thank you for this! This is very helpful, as I am in my second month with this card, and also would like a CLI in the next couple of months. My SL is $5k, and I closed 3 weeks of spending at $1,014. I can see I didn't achieved a 25% in those 3 weeks, but I usually spend $700-800/mo between fuel and tolls, so I guess it will be easy to fly by $1250.
Glad it was helpful, @CreditBones.
If you use 25% of CL on a $5K limit, you would probably bump to $6K to $7.5K, I would guess.
Either way, let us know how it turns out and give us some spend data points. [...] Trend data is always helpful.
So, if 30% spend of my $5k CL ($1,5k) over 3 months ($500/mo) would hypothetically generate a 15% CLI ($750)... then, I could speculate that with a forecasted minimum spending of $1,250/mo [75% of my $5k CL ($3,750) over 3 months], my CLI could be around 37.5% over my $5k CL ($1,875)... more realistically speaking $1k to $1,5k.
But if they ask me a desired amount for my CLI, I will not hesitate to ask for a $2,5k CLI.
I am reading through the whole thread you recommended on the link above; I am already in page 21! LOL
I will definitely share my DPs! Count with that!
NEWSFLASH!!
CLI approved!
Forget the 37.5% / $1,875 and a more "realistic" $1k to $1.5k CLI!!!
It got approved for $3k!!! That is a 62.5% CLI!!!
Here are the DPs.