Apple Card CLI Denied, too recent

[pakratus]

Thank you all for your responses.

When I see DPs of CLI denials include the wording "too recent", it's just saying 'you're requesting too early.'  Typically it does not reset a clock.   My question was more about the timing of 91 days and 'should I try again tomorrow?'

I did another request today and received-

• You have not used and paid enough of your Apple Card credit limit since your last credit limit increase

This is consistent with the informative replies to my post.

My theory-  A successful CLI request late in the day, may be counted on the next business day.  In my case, making it 92 days between requests. 

I would recommend if anyone receives the "too recent" message with Apple/GS, try again the next day.

[Thermionic_E]

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@pakratus wrote:

Requested a CLI this morning (9:15am), denied-

• You recently received a credit limit increase on Apple Card

The last CLI was Aug 10, 2021 ($4000->4500) about 4:45pm

I counted 91 days from immediately after the last request.  Should I try again tomorrow or wait a couple extra days?

Maybe it's best to start the count from the following day after CLIs and applications...?

PS- I inquired if I should include stocks in my income, they said no.  I asked because Amex had specifically mentioned including stocks for a recent CLI.

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I am never sure about stocks... maybe contingency on the volatility should be considered such as meme stocks: amc for example is down 25 percent for me which is a significant amount. More stable stocks that keep ahead of inflation and grow with stability or even ones that trend upward like Tesla in spite of their vaporware... I don't know. I wish I had known that about Amex.