@OniStringer wrote:
I have a question that someone may know the answer too, or at least have an idea.
I have been trying to get a CLI on my Apple Card but it just always comes back as "Your Apple card has recently been past due"
Its been about 9 months since my last past due, I was just curious. Do we think its at 12 montshs? Or what would they be considering "recently"
So, obviously, you have been past due more than once. I would say that at a minimum you must have 12 months of on time payments after being past due before the average bank will consider a CLI. Goldman Sachs is not the average bank however. The Apple Card is their first attempt at entering the credit card business and rumor has it that things aren't going well between them and Apple with Apple wanting to end the partnership within the next 3 months or so. With that said, don't be surprised if you never get a CLI on your Apple card - at least not for the foreseeable future.
FWIW, Sachs has given me very few CLIs over the 5+ years I've had the card due to my lack of utilization. Yeah, I don't use it for much other than Apple subscriptions and/or devices.
