Apple Card Credit Increase question

[Coffeelover2020]

Hello, 

I've had my Apple Card for four months. I applied for the CLI at the 91-day mark with a no-go. Just requested the increase again, but updated my income that is different from application income. Did not get an instant denial like last time. Just some jumbo about how they need more time to review the information and it can take up to three days. 

Is this the same as another rejection?

[Coffeelover2020]

Had this Apple card for 4 months or so. I applied for an increase at like 91 day or so. Got denied. So, I just applied again- but i have made significantly more money in bonuses that I've increased my income from what it was at time of application. I did not get a decision- but a message that says "We need some more time to review your request for a credit line increase. This may take up to three days". 

What does this mean? Is this rejection lol?

[dcp0524]

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@Coffeelover2020 wrote:

Had this Apple card for 4 months or so. I applied for an increase at like 91 day or so. Got denied. So, I just applied again- but i have made significantly more money in bonuses that I've increased my income from what it was at time of application. I did not get a decision- but a message that says "We need some more time to review your request for a credit line increase. This may take up to three days". 

What does this mean? Is this rejection lol?

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My CLI went for further review and was eventually approved. It was only increased $750 😂 but I suspect that's bc I had recently moved to a clean credit file with pretty decent scores so I got a lot of new cards in a short timespan and ditched some of my older subprime cards. As always YMMV. GL and let us know what happens. 

[Coffeelover2020]

Thank you. I will do- I am optimistic but curious. My scores have gone up and my profile is clean. I'll wait and see. 

[Anonymous]

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@Coffeelover2020 wrote:

Hello, 

I've had my Apple Card for four months. I applied for the CLI at the 91-day mark with a no-go. Just requested the increase again, but updated my income that is different from application income. Did not get an instant denial like last time. Just some jumbo about how they need more time to review the information and it can take up to three days. 

Is this the same as another rejection?

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It is not the same, it can go either way. Please let us know the outcome

thanks

Mark

[Anonymous]

It is not a denial at this point. Their reviews are real so it can go either way. 50/50 so just keep your fingers crossed and let us know the outcome. 

Thanks

Mark

[Anonymous]

@Coffeelover2020 , please refrain from cross-posting the same question in multiple forums as it tends to duplicate and dilute the responses. MyFICO ToS requests one topic, one posting.

Thank you for understanding.

[Anonymous]

I got the same message a couple of weeks ago. Ultimately was denied due to "lack of use and payment on account."

I put about $800 on the card over the last three months with a current balance of $350. They like use and payments.

[CreditPacMan]

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@Anonymous wrote:

I got the same message a couple of weeks ago. Ultimately was denied due to "lack of use and payment on account."

I put about $800 on the card over the last three months with a current balance of $350. They like use and payments.

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@Anonymous I experienced the same. I had a $300 balance when  I was denied due to "small payments". Paid the balance, requested again. It went to review and was eventually approved. 

[Coffeelover2020]

Well, it's been 5 days since my initial request. I've inquired via chat-they told me it can take longer then the default 3 day message and that they are flooded with requests. Basically, I'll have a response when they are ready.. at this point I have no clue if I'll get approved or denied lol