Apple Card - No CLI Because of too Many Recent App... - myFICO® Forums

scootyes89 · ‎11-28-2021

Good Afternoon!

I have a question. I waited my 90+ days to request my first CLI on my Apple Card MC. The reason they are not allowing me to get an increase is because of too many recent apps and inquiries. Fair enough, but does anyone have any recommendations on how long I should wait to try again, like what would be a good timeline on aging out recent apps and inquiries? Thanks much!!

Aim_High · ‎11-28-2021

How many new accounts do you have (6/12/24 months) @scootyes89, and how many inquiries are reporting on each bureau? I don't believe there are a lot of data points about this particular denial reason but a little more information could be helpful in comparison to others who have been approved or denied.

Business Cards

Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.

Jnbmom · ‎11-28-2021

I'd wait 6-12 months .

EXP 780 EQ 796 TU 810

Apple Card - No CLI Because of too Many Recent Apps

Apple Card - No CLI Because of too Many Recent Apps

Re: Apple Card - No CLI Because of too Many Recent Apps

Re: Apple Card - No CLI Because of too Many Recent Apps

Apple Card - No CLI Because of too Many Recent Apps

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Apple Card - No CLI Because of too Many Recent Apps

Re: Apple Card - No CLI Because of too Many Recent Apps

Re: Apple Card - No CLI Because of too Many Recent Apps

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