@Anonymous wrote:
@TekkenQQ7 wrote:Why I am reading this if I don't even have apple products!.
Yet!
You have to have something to apply, I tried for a prequalification a long time but won't let me, because I am not part of the system.
@CerebralZulu wrote:
@imaximous wrote:
Many people have actually done that -even more than once- and got more favorable terms. But, you’re rolling the dice and could get the same or worse offers. Good thing is, there’s no HP and you could keep trying till you’re satisfied.Good to know. The interest rate is OK, just really not feeling that starting limit. Would come out better hitting BB&T for another card probably. Or hit the garden a few months.
Ditto; +1; I did the SP app after reading about it here and all the hype, in the forums and they offered me 1K at like %15.99, ah, thanks but no thanks, I will pass, BB+T or NAVY, I am right there with you.
@Anonymous wrote:
@CerebralZulu wrote:
@Anonymous wrote:
@CerebralZulu wrote:... Is it worth waiting for better terms?
After a couple of months waiting my low offer turned into no offer.
Can't win 'em all.
Did your scores or DTI change during that time? For better or worse? How low was your offer if you don't mind me asking?
Nah, my profile hasn't altered much the last roughly 12 months -- 740 - 760 Fico scores w/ decent income and no blemishes. A good amount of credit-grabbing however. They offered a $5,000 SL.
OK, so similar to my $5,500 offer. So I am not alone in my feelings lol.
Yeah it's for sure a YMMV. For me:
Declined
$1,500
$4,500
$6,500
Interest went lower with each offer. I'm going to actually accept my September/October (or whenever the next phone comes out) offer provided its not too low of an SL.
