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Apple Card credit limit increase DPs

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woodyman100
Valued Contributor

Re: Apple Card credit limit increase


@CreditCuriosity wrote:

Interesting wasnt going to submit for reconsideration, but after @woodyman100 post i figured i would.  sent message they said it could take up to 30 days as you all mentioned.  was intiially approved for 7.5k with a 800 TU score and a fairly high income, not sure why they really kinda low balled me when my average limit is 20-25k and high limit is 61k with BofA and many other 25-35k and one 50k limit.  I basically said if you want me to take you seriously and use you for normal spend and apple spend please take my other accounts into consideration along with income and my scores as believe you all were way to conservative on initial credit limits and based off other DP people with lower scores/income were approved for higher limit.. We will see if anything comes of it, doesnt hurt to ask since at least they are reconsidering otherwise i will just use for apple music and uber.  Be interesting to see other DPs start to roll in


This is my thinking as well

NFCU-ICCU-EECU-PSECU-DoverFCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-Amarillo National Bank-CapitalOne-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-Evolve
Message 51 of 363
woodyman100
Valued Contributor

Re: Apple Card credit limit increase

All Apple Pay.

i only run a few hundred a month through it. 

NFCU-ICCU-EECU-PSECU-DoverFCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-Amarillo National Bank-CapitalOne-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-Evolve
Message 52 of 363
woodyman100
Valued Contributor

Re: Apple Card credit limit increase


@woodyman100 wrote:

I sent a message via the app 2 weeks ago and received an answer last night.

They bumped my limit from 2500 to 15000.

They couldn't pull my credit on the initial app and I haven't seen one for this yet


Still no pull.

Just alerted to an Experian pull, but that's for the Green card I picked up a few days ago.

 

NFCU-ICCU-EECU-PSECU-DoverFCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-Amarillo National Bank-CapitalOne-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-Evolve
Message 53 of 363
Aim_High
Super Contributor

Re: Apple Card credit limit increase


@woodyman100 wrote:

All Apple Pay.

i only run a few hundred a month through it. 


That's a respectable spend on a $2500 limit. 

I'm sure that helped your request.

I haven't pushed to find places that take Apple Pay but mostly just using it for coffee or fast food.  I've tried to use it even at several quick-serve or fast-food restaurant checkouts that didn't accept it.

Anybody have input on places that either DO or DO NOT take Apple Pay for larger charges??  

(In my case, I wouldn't use it for groceries, for example, since I already have a 3% grocery card and I wouldn't use it for gasoline since I already have 4% back on that.) 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 54 of 363
NoMoreE46
Community Leader
Senior Contributor

Re: Apple Card credit limit increase

Message 55 of 363
CreditJourney007
Frequent Contributor

Re: Apple Card credit limit increase


@NoMoreE46 wrote:
Here is some info on a successful CLI request from a Reddit user.:

https://www.reddit.com/r/AppleCard/comments/e1j0v2/cli_finally_approved_requested_about_2_weeks_ago/...

Looks like 2 weeks has been the timeframe. My two weeks will be Thanksgiving, so maybe I'll know next week. 

Message 56 of 363
Anonymous
Not applicable

Re: Apple Card credit limit increase

Hello everyone, this is my first post. I was interested in this topic. I had inquired about the CLI with GS 11/5 and still nothing. Was wondering if anyone else heard anything? Thank you!
Message 57 of 363
DrewfromTexas
New Contributor

Re: Apple Card credit limit increase

Nothing yet for me either.
Message 58 of 363
Anonymous
Not applicable

Re: Apple Card credit limit increase


@Anonymous wrote:
Hello everyone, this is my first post. I was interested in this topic. I had inquired about the CLI with GS 11/5 and still nothing. Was wondering if anyone else heard anything? Thank you!

Welcome to myFICO!

 

I would give them time. They have been quoting 30 days and I am sure they are getting inundated with requests right now. 

Message 59 of 363
Anonymous
Not applicable

Re: Apple Card credit limit increase

Yeah that’s the message they gave me. Sounds like a plan I’ll be sure to keep everyone updated. Thank you!
Message 60 of 363
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