Apple Card credit limit increase DPs

[Jordan23ww]

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@Anonymous wrote:

Hi! I'm a newbie and just got my first CLI, so I wanted to contribute my DPs.

Approved January 2020 with a $1000 SL, always PIF.  Monthly spend:

January - $1000 (purchased a new MBP, the rest was put on a different card)

Feburary - $990.36 (requested CLI one month after being approved and was denied)

March - $933.49

April - $1200.60 (financed new iPhone through the card's monthly installments which increased utilization on the card)

May - $417.68

I messaged CS and after waiting 30 minutes to be connected to Goldman Sachs, I just called and spoke to someone on the phone. The CSR said I should hear something in 3-5 days (although I knew people had been receiving the approval/denial email within minutes) and hung up. An hour later, still no email, but I checked Apple Wallet and saw credit limit was increased to $2000.

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Congratulations on the  limit increase!

[Anonymous]

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@Anonymous wrote:

 Does anybody know when i’m able to request again? 

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I've heard 30 days for a denial and 90 days for an approval. 

[Anonymous]

Thank you!!!

[NoMoreE46]

Got my card in Aug $6500.

CLI in Dec to $7500 and in April to $10000.  Always PIF.

[Aim_High]

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@NoMoreE46 wrote:

Got my card in Aug $6500.

CLI in Dec to $7500 and in April to $10000.  Always PIF.

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Congrats on your great CLI's @NoMoreE46 ! 

For data points, what have your monthly new charges been since you got the card?

[NoMoreE46]

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@Aim_High wrote:

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@NoMoreE46 wrote:

Got my card in Aug $6500.

CLI in Dec to $7500 and in April to $10000.  Always PIF.

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Congrats on your great CLI's @NoMoreE46 ! 

For data points, what have your monthly new charges been since you got the card?

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@Aim_High 

Dec $1530

Jan $ 440

Feb $ 0 

Mar $ 8

Apr $ 660

[sladesurfer]

For DP Purposes, Requested CLI Via Chat right now...Goldman Sach Reps stated i will get an answer within 10 days but got an email 30mins later about CLI approval. Checked my Card and indeed got an Increase.

[Aim_High]

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@sladesurfer wrote:

For DP Purposes, Requested CLI Via Chat right now...Goldman Sach Reps stated i will get an answer within 10 days but got an email 30mins later about CLI approval. Checked my Card and indeed got an Increase.

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Congrats on the increase @sladesurfer !  So much more detailed data points would be appreciated ... your starting limit, how much of a CL increase you got, your credit score and profile, and how much spend you put on the card, especially in recent months.

[cf2701]

Almost forgot to post about my recent CLI. 

Got card early in August 2019 with a SL of $4,500 - CLI to $5,500 in December - CLI to $6,500 in March - and finally recent CLI to $7,500 late June. 

All SP and CLI happens immediately. 

So, its steadily growing, just not as fast as other cards. That's ok by me. I actually like this card. But I'm a real  nerd, so....brand loyalty???  (I know, silly but true)

I just like the way they manage the card on the iPhone and payments post and update available credit immediately.

DPs - was around TU 660 when approved in August 2019. Around 700 now. BK CH13 still showing on reports until May of 2021. Only negative left.

Hope this helps someone else! 

[Anonymous]

SL was $4k in Dec 19

Requested CLI today

Denied 

Score was 694 and i currently have 55% utilization on the card. about 35% total utilization