I applied for the apple card on 8/12/19 and was instantly denied.
Yesterday i was in the wallet app to load my AMEX card and saw the option to apply for the Apple card. Since there was no hard pull on my last application, i decided what the heck, and tried again. Same process, entered my basic info, scanned my id, etc, response came back as application in review and that i would get an email with any updates or to check back in the app for a status. No emails received, was pretty confident i was denied. i went back into the wallet today and clicked the option to (continue my application), clicked it and system said i was approved for an entire $250.00 limit, 23.99 APR. A bit disappointing with the low limit, but much better than a denial. I checked my credit reports, no hard pulls. Im happy i was approved, but the entire application/approval process is as unique as the card itself, lol. After i clicked accept, an email confirmation was sent to me. Had i not checked the wallet app again, i would not have known i was approved, strange.
3 years post chapter 7 discharge
$108,000 annual income
671 Tran, 19%
683, Eq 24%
659 Ex 22%
Rebuilding has been a bit of a journey, but clearly im on the right track. Hope to get to 700 by the end of this year. Dont even ask me about how many inquiries i have, too many, lol
Hope this is helpful, hang in there. If your denied, id say reapply with a 650 score and up, have lower than 30% usage and no current baddies. Slowly but surely we will figure out Goldman Sachs criteria, ha ha
