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Application spree... How long to wait until next one?

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creditrebuilder590
New Member

Application spree... How long to wait until next one?

I went on a spree about a month ago. Applied for and was approved for 4 out of the 5 cards I applied for. I'm 2 years post BK so I'm just looking to continue to rebuild. I would however love to try my luck on a decent card like a Discover or I have a small business and the Capital One Spark Classic card caught my eye. How long would you wait before trying for another? 6 months or the full 2 years for the inquiries to fall off? When do inquiries stop really being looked at?

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Anonymous
Not applicable

Re: Application spree... How long to wait until next one?

Wait for 6 months and then go at it again...

Message 2 of 3
Anonymous
Not applicable

Re: Application spree... How long to wait until next one?


@creditrebuilder590 wrote:

I went on a spree about a month ago. Applied for and was approved for 4 out of the 5 cards I applied for. I'm 2 years post BK so I'm just looking to continue to rebuild. I would however love to try my luck on a decent card like a Discover or I have a small business and the Capital One Spark Classic card caught my eye. How long would you wait before trying for another? 6 months or the full 2 years for the inquiries to fall off? When do inquiries stop really being looked at?


I'd wait at least 6 months. Inquiries are not counted after 12 months.

Message 3 of 3
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