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I went on a spree about a month ago. Applied for and was approved for 4 out of the 5 cards I applied for. I'm 2 years post BK so I'm just looking to continue to rebuild. I would however love to try my luck on a decent card like a Discover or I have a small business and the Capital One Spark Classic card caught my eye. How long would you wait before trying for another? 6 months or the full 2 years for the inquiries to fall off? When do inquiries stop really being looked at?
Wait for 6 months and then go at it again...
@creditrebuilder590 wrote:I went on a spree about a month ago. Applied for and was approved for 4 out of the 5 cards I applied for. I'm 2 years post BK so I'm just looking to continue to rebuild. I would however love to try my luck on a decent card like a Discover or I have a small business and the Capital One Spark Classic card caught my eye. How long would you wait before trying for another? 6 months or the full 2 years for the inquiries to fall off? When do inquiries stop really being looked at?
I'd wait at least 6 months. Inquiries are not counted after 12 months.