Applied for CSR - 30 days in writing message

[Anonymous]

Am I out of luck? I’m under 5/24. No baddies on my report and no history with Chase. No pre approvals in branch either today. I called the auto status line and it still says 30 days.

[Anonymous]

30 day message from Chase isn’t typically a bad thing.

[Anonymous]

TBH I can not think of why they would do this to me. It’s about Saturday evening where I am in the US - when should I hear back?

[FinStar]

Some applications require further processing.  You can call the status line sometime next week to see where it stands.  If the message stays as 30-days or 2 weeks then it's likely heading in the right direction.  A 7-10 days automated message can be a 50/50 outcome.  The majority of folks typically lack some patience and contact someone directly in UW to get it out of the way. 

[Anonymous]

I called earlier and the robo lady said 30 days...

[FinStar]

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@Anonymous wrote:
I called earlier and the robo lady said 30 days...

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Then it sounds like it's still holding in a good place.  UW wouldn't typically be available on Sunday IIRC, so at the earliest it might be Monday before it starts some movement.

[Anonymous]

What’s the alternative messages I could have gotten tonight from the robo lady? I’m not sure if robo said 30 days because it’s in a good position or just because UW is closed for the weekend

[Anonymous]

Also if chase didn’t want to give me the card - they would have just denied me upfront right? Instead of putting in a limbo state.

[FinStar]

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@Anonymous wrote:
Also if chase didn’t want to give me the card - they would have just denied me upfront right? Instead of putting in a limbo state.

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Sometimes denials could be instant, but the 30-day splash message you'd see online would also apply to folks who do not get instant approval either.  It's usually when folks call the automated line and receive the 7-10 message and reach out to the UW and learn the application results.  Now, that being said, a 7-10 message could also be due to additional verification which may be required on your application. 

If you want to learn sooner than later, you could always contact UW on Monday.

[Anonymous]

Do you personally think I’m denied or approved with extra verification needed?