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I applied for a CLI on both my QS and QS1 a few days ago. Both got the 2-3 days response. Today, I get a notice saying my QS was denied a CLI. No word on my QS1 though? Submitted at the same time, both processing for >2 business days now, so why no response on the QS1 CLI request? Is this maybe an approval? I've never gotten a CLI that wasn't the "five consecutive payments" increase, but when I talked to a rep she said both are enrolled in Credit Steps and that she'd request an increase if she were me.
I slapped the luv button on my QS VS yesterday and the decision letter was in my account today. The decline letter included:
- reasons for decline
- CR used to make the decision
- date of the SP on that CR
- FICO score at the time of the SP
It’s very helpful info that outlines the area(s) of your profile(s) that may need attention.