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Applied for Tower Federal, fingers crossed

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Mdowning30
Established Contributor

Applied for Tower Federal, fingers crossed

I'm guilty of itchy fingers and trying to get another 0% Interest card before my Chase Freedom Flex is up by April.

Amex is giving me the pop up that I'm not eligible for their bonus offer, intro APR, etc. I applied for the Tower Federal CU Mastercard, since I have my car refinanced through them. It has a special 0% APR and balance transfer for 12 months, and would be my first Credit Union card.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
8 REPLIES 8
fury1995
Valued Contributor

Re: Applied for Tower Federal, fingers crossed

Wishing you luck. I applied for membership a week ago and sent all docs waiting, waiting, waiting. Called the other day and spoke to a rep who said they are backed up nearly 2 weeks processing online requests. I said what's the hold up and she said everyone was applying for to finance their TESLAS lol.

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

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Message 2 of 9
Mdowning30
Established Contributor

Re: Applied for Tower Federal, fingers crossed

I have no complaints so far its just they're old school when it comes to interface and communication. They gave me a generous APR and interest rate on my re finance loan with the scores i had. They have even offered me Health insurance through the mail.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 3 of 9
Payroll_Dude
New Member

Re: Applied for Tower Federal, fingers crossed

This seems like a great credit union 

Message 4 of 9
mfinsmi1
Established Contributor

Re: Applied for Tower Federal, fingers crossed

@Mdowning30 did u get approved?

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8/9 - Current 1/6/23

Stats: : 3/6; 8/12; 17/24 --- AAoA 3 YRS, 8 MO --- INQ: EX-6/TU-7/EQ-2
Message 5 of 9
FireMedic1
Community Leader
Mega Contributor

Re: Applied for Tower Federal, fingers crossed

Patiently waiting @Mdowning30 


Message 6 of 9
Mdowning30
Established Contributor

Re: Applied for Tower Federal, fingers crossed

Yes i have had the since March, but unfortunately since they were late on their final approval, i didnt get the promotional 0% transfer balance offer. I requested $10K and they gave it to me.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 7 of 9
FireMedic1
Community Leader
Mega Contributor

Re: Applied for Tower Federal, fingers crossed

Congrats! Post your success in the Approval Sub-Forum.


Message 8 of 9
kh_jenn
Administrator

Re: Applied for Tower Federal, fingers crossed

Congrats on your approval! This thread is now closed to new replies. As FireMedic1 mentioned, please feel free to continue your discussion in the Approvals board.

Message 9 of 9
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