Thanks Elim
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
So I received a denial letter from EO review stating "missing or unavailable credit information". This information is for a data point ONLY. i called EO and asked what does that mean since I was originally denied for credit limits too high with Capital One. The EO called to UW and was told that they couldn't access EQ which is the only report they use when doing reconsiderations. Get this, she said it's a SP. I don't believe this because she said with a security freeze they can't access my EQ. I said I see Capital One SP's on my EQ all the time and that's with a freeze. Make a long story short, I got her to state that it wouldnt be a HP so I unlocked EQ and we'll see what happens. She said they only wanted to see the score on EQ which I don't believe either. She put it back through for reconsideration again. If it comes back with a HP we'll be asking to listen to that conversation. It'll probably be declined again after all this work they put in If it's denied again it's not the end of the world here.
lol you will get the card.. Didn't know you had EQ froozen.. This is the reason 
@CreditCuriousity wrote:lol you will get the card.. Didn't know you had EQ froozen.. This is the reason
Yea I put that puppy on ice. It's got 30 Inq too. LOL LOL. Knowing them they might approve me for 1k and I'll have to tell them to keep that 
@12njoy wrote:
@CreditCuriousity wrote:lol you will get the card.. Didn't know you had EQ froozen.. This is the reason
Yea I put that puppy on ice. It's got 30 Inq too. LOL LOL. Knowing them they might approve me for 1k and I'll have to tell them to keep that
You should know Cap1 primarily relies upon EQ.. See how it turns out in a few days.
@CreditCuriousity wrote:
@12njoy wrote:
@CreditCuriousity wrote:lol you will get the card.. Didn't know you had EQ froozen.. This is the reason
Yea I put that puppy on ice. It's got 30 Inq too. LOL LOL. Knowing them they might approve me for 1k and I'll have to tell them to keep that
You should know Cap1 primarily relies upon EQ.. See how it turns out in a few days.
I actually got my four cards with them without EQ. I had EQ on ice for those apps. They were fine back then. I previously did a 5th app and forgot EQ was thawed. I got the platinum at 1k which I closed. That time it was a triple pull
Hope you get that card njoy. You must have like 750 inqs.
@Anonymous wrote:Hope you get that card njoy. You must have like 750 inqs.
Thanks. Strategic apps my friend. I got a lot 36 EX, 30 EQ and 10 TU
@12njoy wrote:
@Anonymous wrote:Hope you get that card njoy. You must have like 750 inqs.
Thanks. Strategic apps my friend. I got a lot 36 EX, 30 EQ and 10 TU
I need to tap into that strategy. How can you have so few inqs, btw? I have 10 on each already. I want the Venture, my scores have dipped because of the new accts. so what would you suggest 'great apper sage'...seriously.