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Applied for overstock credit

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bubbles0605
Regular Contributor

Applied for overstock credit

I just applied for overstock cc. Response was "its under review". Just need another good TL

Starting Exp-545, TU-531,EQ-515
DH starting Exp-503,TU-486,EQ-470
short term goal: mine-600, DH-550
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Applied for overstock credit

Good luck on your application.

Message 2 of 7
Anonymous
Not applicable

Re: Applied for overstock credit

I hope it works in your favor!
Message 3 of 7
bubbles0605
Regular Contributor

Re: Applied for overstock credit

Thank you, me too! Is it usally instant if you are approved? or can I still be approved with the 7-10 day wait?

Starting Exp-545, TU-531,EQ-515
DH starting Exp-503,TU-486,EQ-470
short term goal: mine-600, DH-550
Message 4 of 7
Dalmus
Valued Contributor

Re: Applied for overstock credit


@bubbles0605 wrote:

Thank you, me too! Is it usally instant if you are approved? or can I still be approved with the 7-10 day wait?


  I've seen some people here say that they were approved after the 7-10, but it is a bit rare.

 

 Good luck on the application, though.  If you get it, it will grow fairly easy with your credit profile.

 

 Its great for giving you a utilization cushion... I can rarely ever bring myself to use it, though, because most everything on there can be purchased for 10-30% less on Amazon.

NFCU MR: $25K | Venture: $21K | Amex ED: $18K | NFCU CR: $18K | Amex BCE: $15K | IT #1: $17.5K | PNC Core: $15K | PPMC:  $12K | Wells Fargo: $11K | Savor: 12K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | IT #2: $7.3K | MLife: $9.5K | Sportsman's Guide: $8.7K | PenFed PR: $5.5K | Elan Plat: $2.3K | TRV: $3.6K | BotW: $3K


Current FICO 8 Scores: EQ: 831| TU: 818 | EX: 809


Message 5 of 7
Loquat
Moderator Emeritus

Re: Applied for overstock credit

Good luck to you.  Like it was mentioned above...I use it for cushon now as it was one of my first cards when I started rebuilding.  I agree that most items can be purchased elsewhere for a little cheaper than Overstock...however, I still toss them a bone once every 3 months or so to show some usage and so that they will report.

Message 6 of 7
CountryLivin
Valued Contributor

Re: Applied for overstock credit

Good luck! I have been approved by Comenity with the 7-10 day notice on a couple of their cards.

Message 7 of 7
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