just applied for the CSP and IHG card after already being at 5/24 (the CSP was pre selected for me). i applied within a couple of minutes of each other to try to get it to show up as one single pull.
the CSP was instantly approved for $13.5k (will be PC to the Freedom once i get the 50k UR bonus) but the IHG doesn't say anything other than:
THANK YOU FOR YOUR SUBMISSION
We appreciate your interest in a Chase card product. We have received the information you have submitted. You may close your browser session.
when i called the automated application status i said approved but it is probably referring to the CSP since the automated machine has no way of knowing which card i'm calling to find out about. and the recon line is already closed for the night so i'll have to wait till morning.
is that basically a wait 7-10 days for decision? did they even pull the report for the IHG?
@Anonymous wrote:
IHG probably a 5/24 Denial CSP Approved
from what i read the IHG card doesn't fall into the 5/24 rule that is why i applied for the CSP first so that the CSP would still see me as 5/24 but pre selected rather than preselected with 6/24..
@sarge12 wrote:
@wilmer007 wrote:
@Anonymous wrote:
IHG probably a 5/24 Denial CSP Approvedfrom what i read the IHG card doesn't fall into the 5/24 rule that is why i applied for the CSP first so that the CSP would still see me as 5/24 but pre selected rather than preselected with 6/24..
You are sure choosing a bad time to be doing this IMO!
http://www.doctorofcredit.com/chase-cancelling-accounts-recent-card-applicants-deem-risky/
oh well thank you for pointing that out i guess i won't be applying for the IHG if the system never detected it especially when i got the CSR 3 months ago.
@sarge12 wrote:
@wilmer007 wrote:
@sarge12 wrote:
@wilmer007 wrote:
@Anonymous wrote:
IHG probably a 5/24 Denial CSP Approvedfrom what i read the IHG card doesn't fall into the 5/24 rule that is why i applied for the CSP first so that the CSP would still see me as 5/24 but pre selected rather than preselected with 6/24..
You are sure choosing a bad time to be doing this IMO!
http://www.doctorofcredit.com/chase-cancelling-accounts-recent-card-applicants-deem-risky/
oh well thank you for pointing that out i guess i won't be applying for the IHG if the system never detected it especially when i got the CSR 3 months ago.
Yes and just looking at your credit card images, if these are your only cards, 5 out of 7 cards being chase is very high exposure with 1 creditor. You might want to consider spreading your exposure with more creditors in the future so if one of them takes AA to shut their cards down with you it does not sting as much. Diversify...however Chase might see this also and look at it as loyalty, making them less likely to take AA, and more likely to reverse if they do.
i have 6/12, the 6th one is a crappy card i wish i never got so i don't even count that one (i was green at the time). so i'm 3 out of 6 with chase. and yeah i really love chase so i tend to prefer their cards. i still have the 3 Ink and SW (for companion pass) cards which will keep me chase only into 2020 and then i can get capital one, discover, citi, etc...
@sarge12 wrote:
@wilmer007 wrote:
@Anonymous wrote:
IHG probably a 5/24 Denial CSP Approvedfrom what i read the IHG card doesn't fall into the 5/24 rule that is why i applied for the CSP first so that the CSP would still see me as 5/24 but pre selected rather than preselected with 6/24..
You are sure choosing a bad time to be doing this IMO!
http://www.doctorofcredit.com/chase-cancelling-accounts-recent-card-applicants-deem-risky/
+1 This would be the last thing I'd be doing at the current time. heh.
;
Gloejohn is correct, I received the same message applying back to back. Either clear your browser history or use a different browser. It has nothing to do with Chase watching you. Lol
Once I changed to a different browser. The second app was also an instant approval.
Once I changed to a different browser. The second app was also an instant approval.
