@Anonymous wrote:
Just got an email that says this:
We have received your request for a Chase credit card. We'll let you know our decision by U.S. mail. This could take up to 30 days.
Thank you for choosing Chase.
That is the standard email that Chase sends out after any applications that do not result in an instant approval. Call the automated application status line at 800-436-7927. It will give you one of 4 responses 1) Approval, 2) Being reviewed and we will let you know in 30 days, 3) Being reviewed and we will let you know in 2 weeks and 4) Being reviewed and we will let you know in 7-10 days.
The 30 days and 2 weeks responses are generally considered good news and will result in an approval and the 7-10 days is considered a likely decline. Of course, different conclusions arise from all 3 but those are based on user's experiences. Check periodically because the response can change. If it ends up being denied, you'l receive a letter with the reasons. You have 30 days after your application to call Chase and talk to a CSR if it is declined and ask for a reconsideration. Many people have had good luck doing so and occasionally it can take more than one call to get an approval. Just be prepared to discuss the denial reasons and be ready to 'argue' your case. If you don't want to wait util the letter arrives or the automated line gives you a positive outcome, you can always call and ask to speak to a representative now. Call 888-270-2127 if you wan to go that route.
Good luck and I hope that you end up being approved.
